Our Perspectives

How to tackle the high costs
of a college education
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How to save for
retirement when other
goals compete
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A transforming world

How to make the most of powerful forces around the globe that are reshaping our lives—and creating new opportunities.
Insight on how tax reform may affect you and the markets

Washington update

Latest insights on how tax reform and other legislation could affect the markets and your financial life.
Senior research analyst Ehiwario Efeyini discusses some surprising ways to invest in tech

Market Decode: Some surprising ways to invest in tech

Technology stocks have been top performers in recent years, but you may wonder if you missed out on all the gains. Senior research analyst Ehiwario Efeyini explains why it may not be too late, and points to some surprising places you might look to capture potential tech-based growth.
What you need to know the Fed's quantitative easing programs

Quantitative easing roll-off: What you need to know

The beginning of the end of the Fed's quantitative easing programs is measured and should not roil markets.
Merrill Edge Report: Fall 2017

Merrill Edge Report: Fall 2017

Our nationwide survey, delivered semi-annually, takes an in-depth, statistical look at the financial concerns and priorities of mass affluent Americans.
Merrill Lynch investment strategists share commentary on global markets

CIO Weekly Letter

Merrill Lynch investment strategists share commentary on what's going on across global markets each week, plus offer thoughts on what's ahead.
Saving for retirement when other financial goals compete

How to save for retirement when other goals compete

Insights and ideas to help you juggle your short- and long-term financial goals.
Are you saving enough for retirement?

Are you saving enough for retirement?

Insights to help you figure out how much you may need, plus ideas and tools to help you close any gaps.
Take steps today to prepare for retirement health care costs

Take steps today to prepare for retirement health care costs

Taking a few steps now, while you're working, to prepare for your healthcare costs in retirement can give you more choices down the road.
Ideas to help you save and invest for college

How to tackle the high costs of a college education

Ideas to help you save and invest, even if you think time's not on your side.
Is buying a home the right move for you?

Upsizing? Downsizing? Buying your first home? Ask These 7 Questions

Before you make the big decision, weigh whether it's the right financial move for you.
Sorting through overlooked tax deductions to find possible savings

7 easy-to-miss ways to lower this year's taxes

Find out about possible overlooked deductions and savings hidden in the federal income tax code.
Asset allocation, diversification and (auto-) rebalancing do not ensure a profit or protect against loss in declining markets.

This material should be regarded as general information on healthcare and Social Security considerations and is not intended to provide specific healthcare or Social Security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

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Video channel

Chris Hyzy, chief investment officer for Bank of America Global Wealth & Investment Management, discusses how investors can use what he calls Impactonomics™ to benefit society at large.
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