Our Perspectives

How to tackle the high costs
of a college education
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How to save for
retirement when other
goals compete
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A transforming world

How to make the most of powerful forces around the globe that are reshaping our lives—and creating new opportunities.
Senior research analyst Ehiwario Efeyini discusses some surprising ways to invest in tech

Market Decode: Why bonds (still) matter, even when rates are rising

Matthew Diczok, head of Fixed Income Strategy at Merrill Lynch Wealth Management, explains why bonds could play an important role in your portfolio — whatever direction interest rates are moving in.
Dealing with volatility

Dealing with volatility: What you need to know now

Timely insights to help you manage risk when markets shift
Merrill Lynch investment strategists share commentary on global markets

CIO Capital Market Outlook (PDF)

Merrill Lynch investment strategists share commentary on what's going on across global markets each week, plus offer thoughts on what's ahead.
Merrill Edge Report: Fall 2017

Merrill Edge Report: Fall 2017

Our nationwide survey, delivered semi-annually, takes an in-depth, statistical look at the financial concerns and priorities of mass affluent Americans.

Are you on track to retire?

Get tips, stats — and true stories — to help you plan and retire ready.
Saving for retirement when other financial goals compete

How to save for retirement when other goals compete

Insights and ideas to help you juggle your short- and long-term financial goals.
Take steps today to prepare for retirement health care costs

Take steps today to prepare for retirement health care costs

Taking a few steps now, while you're working, to prepare for your healthcare costs in retirement can give you more choices down the road.
Ideas to help you save and invest for college

How to tackle the high costs of a college education

Ideas to help you save and invest, even if you think time's not on your side.
Is buying a home the right move for you?

Upsizing? Downsizing? Buying your first home? Ask These 7 Questions

Before you make the big decision, weigh whether it's the right financial move for you.
Learn strategies to help you manage your cash

Strategies to help you manage your cash

How to determine the amount of cash you may need to help meet current and future needs, plus ideas about where to save and invest that cash.
Asset allocation, diversification and (auto-) rebalancing do not ensure a profit or protect against loss in declining markets.

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