Our Perspectives

How to tackle the high costs
of a college education
Learn more

How to save for
retirement when other
goals compete
Learn more

Investing & the markets

Transforming World — Themetic Investing

Insights on the issues, trends and opportunities
reshaping the world today — and in years to come
Go to Transforming World page

After the midterms: What to expect from the markets

It's natural for investors to wonder how the markets might react to the new congressional landscape. For insights, we turned to Niladri Mukherjee, head of portfolio strategy for the Chief Investment Office in Bank of America's Global Wealth and Investment Management division.

Market Decode: How bonds work — and what they can do for you

Matthew Diczok, head of Fixed Income Investing for Merrill Lynch Wealth Management, offers a clear, simple explanation of how bonds work and why they should be considered an important part of any investor's strategy.

Dealing with volatility: What you need to know now

Timely insights to help you manage risk when markets shift

Capital Market Outlook (PDF)

Merrill Lynch investment strategists share commentary on what's going on across global markets each week, plus offer thoughts on what's ahead.

Merrill Edge Report: Spring 2018

Our nationwide survey, delivered semi-annually, takes an in-depth, statistical look at the financial concerns and priorities of mass affluent Americans.

Retirement planning

Are you on track to retire?

Get tips, stats — and true stories — to help you plan and retire ready.

How to save for retirement when other goals compete

Insights and ideas to help you juggle your short- and long-term financial goals.

Take steps today to prepare for retirement health care costs

Taking a few steps now, while you're working, to prepare for your healthcare costs in retirement can give you more choices down the road.

College & other life goals

How to tackle the high costs of a college education

Ideas to help you save and invest, even if you think time's not on your side.

Personal finance

Tips to teach your children financial responsibility

There's no age limit for helping your kids learn to manage money. Explore our tips for letting your children benefit from your experience.

Strategies to help you manage your cash

How to determine the amount of cash you may need to help meet current and future needs, plus ideas about where to save and invest that cash.
Asset allocation, diversification and (auto-) rebalancing do not ensure a profit or protect against loss in declining markets.

Ready to get started?
Call 24 hours a day, 7 days a week