Starting Out

Create your financial goalsBuild a budget - and stick to it.Get help understanding money.Getting married requires financial planningBe smart about paying for educationSaving requires planning
Help set yourself up for financial success by understanding the basics of money management. Once you've got the fundamentals down, move on to saving and investing for your financial goals.
1

Build a budget and get a handle on debt

Gain more control over the money you earn with the right financial tools and savvy spending habits.

Build a budget
2

Be prepared for emergencies

Financial emergencies happen, but an emergency fund and insurance coverage can help you protect your finances.

Save for emergencies
3

Save & invest for retirement: Start now, even if you start small

It may seem years away, but the sooner you start saving and investing for retirement, the more time your money will have the potential to grow.

Start retirement savings
4

Balance your long- and short-term goals

Saving and/or investing for a house, college education or other goal? We know you have plans besides retirement, and these tips can help you reach them.

Balance your goals
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Life events
Prepare for common events related to this stage of your life, like:
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888.637.3343
Call 24 hours a day, 7 days a week
 
 
Work one-on-one with an advisor
One-on-one advice
Work one-on-one with a licensed
Merrill Edge Financial Solutions Advisor™
Learn how to qualify for up to 600 dollars
Get up to $600 when you enroll, open and fund a new Merrill Edge investment account or IRA.
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