Cash Flow Calculator

The Cash Flow Calculator helps you estimate your current net monthly cash flow. Enter your income from all sources and enter all of your expenses.

If you need to break an annual expense down into a monthly one, enter it as follows:

annual expense/12

For example, typing 2400/12 and hitting the Enter key will result in $200 being entered in the box.

You can also add several expenses within a single box. Typing 200+400+100 and hitting the Enter key will result in 700 being entered for you.

Cash Flow Calculator

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This calculator is provided by a third-party not affiliated with Merrill Lynch or any of its affiliates. It is provided for general educational purposes only. The analysis generated by the calculator is based on information you provide and a variety of assumptions, which may include assumptions and projections about inflation rates, and account growth. Such assumptions and projections, as well as the report generated on the basis of such assumptions and projections, in no way are intended to predict or guarantee future inflation rates and investment performance of your investment. The accuracy of the analysis is dependent on the accuracy of such assumptions and projections. On calculators which require you to select an anticipated investment return, consideration should be given to factors affecting your potential return such as investment objectives, risk tolerance, and the time horizon for the investment.You should enter figures that are appropriate to your individual situation. As a result your actual experience is likely to vary, in some cases significantly, from the potential results suggested by the analysis.