Why Merrill Edge

Investing streamlined

Simplify your financial life with Merrill Edge®
offering the investment insights of Merrill Lynch plus
the convenience of Bank of America banking. Get
access to a full range of investments, easy-to-use
tools and independent research—all with
low standard pricing that beats out Fidelity,
Schwab and E*Trade.2
Simplify your financial life with Merrill Edge
 
Compare Merrill Edge to your online broker2
  Merrill Edge logo Fidelity logo Charles Schwab logo E Trade logo TD Ameritrade logo
Full Range of
Investment
Choices
Merrill Edge offering Competitor offering Competitor offering Competitor offering Competitor offering
Mobile
Investing
Merrill Edge offering Competitor offering Competitor offering Competitor offering Competitor offering
Simple Flat-Rate
Pricing
(Online Stocks & ETFs)
$6.95 $7.95 $8.95 $9.99 $9.99
Local
One-on-One
Advice & Guidance
1,000+
at select
Bank of America
financial centers
170
locations
300+
locations
28
locations
126
locations
Real-time transfers8
(24 hours a day,
7 days a week)
Merrill Edge offering        

Recognized for excellence

We've been hard at work creating an investment experience to simplify your financial life. See what the critics are saying about Merrill Edge.
Merrill Edge has received awards and recognition from many financial experts

Investing & banking made simple

  • Simplified account management— log in once to view and manage your Merrill Edge® investment and Bank of America® bank accounts all on one page
  • Real-time transfers—instantly move funds between your Merrill Edge investment and Bank of America bank accounts10
  • Access anytime, anywhere—see your Merrill Edge investment and Bank of America bank accounts online, on your mobile device and at thousands of Bank of America ATMs10
  • One-on-One advice & guidance—work with a licensed Merrill Edge Financial Solutions Advisor™ at over 1,000 select Bank of America financial centers9
Real time transfers from your iPad
Preferred Rewards offers real benefits and rewards on your Merrill Edge investment and Bank of America banking account balances. And, once you enroll, as your qualifying balances grow, so do your benefits.
Get up to 100 $0 online equity and ETF trades per month.7
See fee details1

Simple flat-rate pricing

Our $6.95 price comparison2
E Trade logo$9.99a
TD Ameritrade logo$9.99b
Charles Schwab logo$8.95c
Fidelity logo$7.95d

A full range of investments

Choose from a variety of stocks, bonds, ETFs and thousands of mutual funds. Narrow your investment choices with our easy-to-use screening tools. Compare all investment choices.

Take the guesswork out of finding investments with funds pre-screened by Merrill Lynch professionals.
Invest in managed portfolios—12 diversified portfolios, pre-screened and regularly adjusted by Merrill Lynch professionals.9

Become a better informed investor

  • BofA Merrill Lynch Global Research—get new ideas from the team ranked #1 Global Research House by Institutional Investor four years in a row6
  • Independent insights—gain added perspective with third-party research and analysis from Morningstar, S&P Capital IQ, and Recognia
  • Market overview—stay up to date with the market's gainers and losers by sector from Thomson Reuters
  • News—keep your finger on the pulse of the market with news from a variety of leading sources
#1 Global Research Firm
Institutional Investor6
Morningstar logo
Standard and Poor's logo
Female Merrill Edge investor

Easy-to-use tools for smarter investing

Online investing
Online Investing—access easy-to-use planning and allocation tools to help you develop your investment strategy, plus powerful stock, mutual fund, ETF and bond screeners to help you find the right investments.
Mobile investing
Mobile Investing—stay on top of your investments anytime, anywhere with useful features like portfolio & account views, news & quotes, alerts & watchlists, mobile trading, real-time transfers and more.
MarketPro trading platform
Merrill Edge MarketPro®—take control with a dynamic trading platform designed specifically for active investors featuring real-time market data, streaming quotes and a fully customizable dashboard.8

One-on-one guidance

No matter what your investment goal, Merrill Edge is here to help. Call 24 hours a day, 7 days a week to speak with a knowledgeable specialist who can help you make the most of your Merrill Edge investing experience.
Get help rolling over your 401(k)
Consider an IRA—consolidating your retirement assets into one easy-to-manage account is simple with a Rollover IRA. A Rollover IRA isn't right for everyone. Consider all of your choices and learn if a Rollover IRA may be right for you.9
Have questions? Talk to a Merrill Edge rollover specialist, 24 hours a day, 7 days a week at 1.888.637.3343
Merrill Edge Roadmap
Merrill Edge Roadmap®—get personalized, one-on-one
guidance for your investment goals when you connect
with a licensed Merrill Edge Financial Solutions Advisor®
at over 1,000 local Bank of America financial centers.

It's easy to get started

Open an account in 3 easy steps
1
Select the account that best fits your needs
2
Open an account in less than 10 minutes
3
Fund your account in four easy ways
Find out if you qualify for our new investment account offers
Qualify for up to thirty $0 online equity and ETF trades per month7, plus up to $600 when you invest in a new account. See fee details1
Investing Streamlined
Awards & Recognition
Investing & Banking
Simple Flat-Rate Pricing
Investment Choices
Research & Insights
Easy-to-Use Tools
One-on-One Guidance
$600 offer
Get up to $600 when you enroll, open and fund a new Merrill Edge investment account or IRA. How to qualify
1.888.637.3343
Call 24 hours a day, 7 days a week
1 Other management and transaction fees may apply. In addition to your stock, ETF or option commission sell orders may also be subject to a transaction fee (of between $0.01 to $0.03 per $1,000 of principal). If applicable, this fee appears under "Transaction Fee" on a Trade Confirmation. Your stock or ETF commissions sell orders may also be subject to a fractional share liquidation fee of 10% of proceeds. There are other fees associated with investing in ETFs, Read the "Expenses & Charges" sections of the prospectus to find out what they are. Contact us to obtain a prospectus.

2 Fidelity's standard online price is $7.95 per equity or ETF trade (excluding certain iShares and Fidelity ETFs offered commission-free). Schwab's standard online price is $8.95 per equity or ETF trade (excluding ETFs available through Schwab ETF OneSource™ when placed in a Schwab account that are available commission-free). E*TRADE's standard online price for equity, ETF or option trade is $9.99, $7.99 for customers who trade at least 150 times per quarter, $6.99 for customers who trade 1,500+ times per quarter. Note: Competitive comparison pricing information as of 1/12/15 excludes special promotional offerings. Comparison table data as of 1/12/15 and excludes special promotional offerings.
a E*TRADE's standard online price for equity, ETF or option trade is $9.99, $7.99 for customers who trade at least 150 times per quarter, $6.99 for customers who trade 1,500+ times per quarter
b For TD Ameritrade ETFs: the ETF must be on list of 100+ commission-free ETFs and must be held for a minimum of 30 days in order to not incur a fee. Also, the user must be enrolled to qualify.
c Price per non-Schwab ETF
d Price per non-iShare ETF

3 (2014) Merrill Edge was evaluated against 20 others in the 2014 Barron's Online-Broker review, March 15, 2014. Learn more at http://webreprints.djreprints.com/48305.html. Barron's is a trademark of Dow Jones & Co., L.P. All rights reserved. Reprinted with permission of Barron's.

4 Merrill Edge was named by Kiplinger's Personal Finance as one of the ten "Best Online Brokers," December, 2014. To be included, firms had to offer online trading of stocks, ETFs, mutual funds and bonds. Learn more at http://www.kiplinger.com/article/investing/T052-C000-S002-best-online-brokers-2014.html. From Kiplinger's Personal Finance, December, 2014. © 2014 The Kiplinger Washington Editors. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited.

5 For J.D. Power 2014 Certified Contact Center ProgramSM information, visit www.jdpower.com.

6 Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011, 2012, 2013 and 2014, based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to www.institutionalinvestor.com/TopGlobalResearch2014.

7$0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. When placing a trade, Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) determines whether you meet the balance or relationship requirements to qualify that trade for the $0 waiver. To determine the number of qualifying trades, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when qualification requirements are not met, or when you exceed the number of qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply.

a) Commissions are waived for 30 online equity trades each month including stock and exchange traded funds (ETFs) on behalf of MLPF&S, for customers who meet any one of the following criteria:

i) Combined total of $25,000 or more in your deposit accounts at Bank of America, N.A.. MLPF&S adds the average collected balances in your deposit accounts as of the prior month to the balances in your bank CD and IRAs as of the prior business day. Bank deposit accounts with the same Social Security number (SSN) as the SSN(s) on the self-directed brokerage account are systematically included in the balance determination. Standard deposit account fees apply.

ii) Or combined balance of $25,000 or more in cash balances in one or more of the following sweep options in your Merrill Edge self-directed account(s) as of the prior business day:
- Bank Deposit Accounts sweep option with your Cash Management Account® (CMA®)
- Retirement Assets Savings Program II sweep with your IRA

iii) Or Platinum Privileges clients.

iv) Or Preferred Rewards Platinum clients.

b) Commissions are waived for 100 online equity trades each month, including stock and ETFs, on behalf of MLPF&S, for Preferred Rewards Platinum Honors clients.

This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S. Other fees and restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. To learn about additional ways to qualify for $0 trades, call 1.888.MER.EDGE (1.888.637.3343) or visit merrilledge.com/pricing.

8 Merrill Edge MarketPro® is available to clients who maintain a Merrill Edge self-directed relationship. To qualify, you must maintain total combined balances of $50,000 or more in your Merrill Edge and Merrill Lynch investment accounts and Bank of America, N.A. deposit accounts, or make at least 15 self-directed trades per quarter. Platinum Privileges, Preferred Rewards Platinum or Preferred Rewards Platinum Honors also qualify. Not available to investment professionals or for trust accounts and business accounts. Relationship requirements and pricing are subject to change. To learn more go to merrilledge.com/marketpro.

9 Available only with a Merrill Edge Advisory Center account.

10 Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s and Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.

11 You have choices for what to do with your employer sponsored retirement plan. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth, roll over to an employer sponsored plan from a prior employer to an employer sponsored plan at your new employer, take a distribution or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. Visit http://www.merrilledge.com/retirement/rollover-ira or call a Merrill Edge rollover specialist at 1.888.637.3343 for additional information about your choices.

12 Options involve risk and are not suitable for all investors. Certain requirements must be met to trade options. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document "Characteristics and Risks of Standardized Options." Call the Investment Center at 1.877.653.4732 for a copy. A separate client agreement is needed. Orders which involve multiple option transactions will be charged a separate commission on each leg of the option order.

13 All annuity contract and rider guarantees, or annuity payout rates, are backed by the claims paying ability of the issuing insurance company. They are not backed by Merrill Lynch or its affiliates, nor do Merrill Lynch or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

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