College Planning


Are you ready to meet rising college costs? Starting early and investing often can help. Get a firm grip on how much you'll need to save for college.

Take the first step
  • 1.
    Understand college costs
  • 2.
    Start saving now
  • 3.
    Explore 529 plans and custodial accounts
  • 4.
    Fund a return to school
  • 5.
    Balance college savings with other life priorities

What's the best way to prepare for college? Start with a few tips to get the ball rolling—and put an action plan in motion.

Create an action plan
  • 1.
    Become college-ready
  • 2.
    Sharpen your college planning goals
  • 3.
    Consider financial aid, grants & scholarships
  • 4.
    Borrow with care
  • 5.
    Manage college finances with your child

Still in school or newly employed? Either way, we can help you make the most of your money and lay the groundwork for a successful future.

Move toward your goal
  • 1.
    Stick to a budget
  • 2.
    Explore student banking
  • 3.
    Work during college
  • 4.
    Plan for career success
  • 5.
    Tackle debt and pay off student loans
Try our College Planning Calculator

How much should you
be saving for college?

Compare college savings plans

Not sure which account
is right for you?

529 State Tax Calculator

Does your state 529
plan offer tax benefits?

Use our 529 State Tax Calculator to see if
your home state 529 plan offers state tax deductions.
Ready to get started?
Call us if you have any questions
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Work one-on-one with an advisor
Invest with advice when you need it
Invest with a licensed Merrill Edge
Financial Solutions Advisor™, who
can help you pursue your financial goals
and plan for what matters most to you.
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.