Get up to 600 dollars when you invest in a new account
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Invest your way

Enjoy the freedom to invest on your terms. Whether you like to put your own ideas into action, prefer a hands-off approach to investing or want to work with a financial advisor, the choice is yours.
Online investing & trading

Online investing & trading

Put your investing ideas into action with a full range of investments, step-by-step guidance, easy-to-use tools, access to award-winning researchFootnote 4 and low, flat-rate pricing.
$6.95
Online stock & ETF trades
Other fees may applyFootnote 1
 
Minimum investment
$0
Guided investing

Merrill Edge Guided Investing

Pursue your investing goals with an online investment advisory program and experience the best of online investing with professional portfolio management by Merrill Lynch—all at a low cost.Footnote 5
0.45%
Annual feeFootnote 2
Other fees may applyFootnote 1
 
Minimum investment
$5,000
Invest with an advisor

Invest with an advisor

Work with a Merrill Edge Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
0.85%
Annual feeFootnote 3
Other fees may applyFootnote1
 
Minimum investment
$20,000

Have more complex wealth management needs?

Merrill Lynch
Private Banking & Investment Group
U.S. Trust

Intuitive experiences designed for any investor

Introducing an innovative new way to invest online with a personalized experience
that can simplify how you choose investments and help you make more informed decisions —
so you can manage your portfolio with confidence.
Easy access to your accounts
Guidance as you go selected, slide 1 of 5
Get simple explanations that help take the mystery out of the basics of choosing investments and building a balanced portfolio.Footnote 7
Performance at your fingertips selected, slide 2 of 5
Monitor your portfolio's performance toward your investing goals and discover how your holdings are doing vs. the market.Footnote 8
Views to help you stay on track selected, slide 3 of 5
Get a clear picture of what's in your portfolio with asset allocation breakouts, plus a view into overlapping holdings.
Research made simple selected, slide 4 of 5
See what professional analysts are saying about your portfolio's holdings with access to award-winning research and insightsFootnote 4 that explain why now might be a good time to buy, sell or hold.
Impact investing selected, slide 5 of 5
See how your portfolio may impact your world with access to detailed reports that outline a company's environmental, social and governance (ESG) practices.Footnote 9
This example is for illustrative purposes only. Not a guarantee of current or future performance.
Award-winning research & insights

Award-winning research & insights

Make more informed investment decisions with insights and perspectives, timely investing ideas and access to award-winning research from BofA Merrill Lynch Global Research.Footnote 4

A full range of investments

Choose from a wide range of stocks, bonds, options, ETFs and well-known mutual funds or professionally managed portfolios.
A full range of investments

Investing and banking made simple

Link your Merrill Edge® investing and Bank of America banking accounts to view and manage your accounts online and on your mobile device. With just one login, you can transfer funds instantly between your accounts.Footnote 10 Learn more
Online investing & trading

Preferred Rewards

Enjoy real benefits and rewards on your Merrill Edge investing and Bank of America banking account balances. And as your balances grow, so do your benefits. Learn more about preferred rewards

What matters to you most

Use our tools, information and solutions to help you plan for what matters to you,
from pursuing your retirement and other goals to managing your priorities.
family home leisure work health finances giving Image Map
Help when you want it
Turn to us for step-by-step guidance when you have questions
or need help getting the most out of Merrill Edge.
$600
Get up to $600 when you invest in a new Merrill Edge account. How to qualify to get up to $600 with a new online investing and trading account
Recognized for excellence
J.D. Power Contact Center Certification
Merrill Edge's Contact Centers have been recognized by J.D. Power for providing "An Outstanding Customer Service Experience" for the Live Phone channel for 7 years in a row.Footnote 11
Barron's 2017 Best Online Brokers 1
One of the best online brokers, receiving 4 out of 5 stars five years in a row (2014, 2015, 2016, 2017, 2018).Footnote 12
Kiplinger's Best Online Brokers 2017
#1 ranked for "Best Online Brokers" 2017, earning 4.5 out of 5 stars overallFootnote 13
Ranked #1 Global Research Firm by Institutional Investor
One of the top global research firms from 2011-2017Footnote 4

Will you be ready
for retirement?

Our action plans and account choices can help you achieve your retirement goals.

Set your goals in motion

We can help you build a retirement strategy that's right for you.
These popular resources provide clear, personalized step-by-step guidance.
Personal Retirement Calculator

Are you on track for
retirement?

Use our Personal Retirement Calculator to find out.
Choose between a Traditional IRA or Roth IRA

Which IRA is right
for you?

Find out quickly if a Traditional IRA or Roth IRA may work better for you.
Become a more tax-savvy investor

How can you become a more tax-savvy investor?

How to keep taxes in mind when making investing decisions.
Learn about the potential for greater tax savings and withdrawal flexibility.

Guidance for every stage of life

Rolling over your 401k

Thinking of rolling over
your 401(k) or 403(b)?

Consider your choices and see if a Rollover IRA may be right for you.
When should you begin drawing Social Security?

When should you begin drawing Social Security?

Our retirement strategist answers your questions.
Building a balanced portfolio

Do you have the right investments?

Build a balanced portfolio in 3 simple steps.Footnote 7
Plus: 10 tips to help you boost your retirement savings — whatever your age.

Investing your way

At Merrill Edge®, you have the freedom to invest on your own terms—exactly the way
you want. And as your investing needs change, you can feel comfortable knowing
that we'll be there for you every step of the way. Compare your choicesfor investing
Online investing & trading

Online investing & trading

Put your investing ideas into action with a full range of investments, step-by-step guidance, easy-to-use tools, access to award-winning researchFootnote 4 and low, flat-rate pricing.
$6.95
Online stock & ETF trades
Other fees may applyFootnote 1
 
Minimum investment
$0
Guided Investing

Merrill Edge Guided Investing

Pursue your investing goals with an online investment advisory program and experience the best of online investing with professional portfolio management by Merrill Lynch—all at a low cost.Footnote 5
0.45%
Annual feeFootnote 2
Other fees may applyFootnote 1
 
Minimum investment
$5,000
Invest with an advisor

Invest with an advisor

Work with a licensed Merrill Edge Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
0.85%
Annual feeFootnote 3
Other fees may applyFootnote 1
 
Minimum investment
$20,000

Have more complex wealth management needs?

Merrill Lynch
Private Banking & Investment Group
U.S. Trust

What matters to you most

Use our tools, information and solutions to help you plan for what matters to you,
from pursuing your retirement and other goals to managing your priorities.
family home leisure work health finances giving Image Map

Help when you want it

Turn to us whenever you have questions or need help getting the most out of Merrill Edge.
Looking for advice to help you get and stay on track?
Work with a licensed Merrill Edge Financial Solutions Advisor™.
$600
Get up to $600 when you invest in a new Merrill Edge account. How to qualify to get up to $600 with a new online investing and trading account

Tap into the investing
insights of Merrill Lynch

Get a fresh perspective and validate
your investing strategies with
easy-to-use tools, actionable insights
and timely investing ideas

Discover new investing opportunities

Stay on top of trends and the markets with commentary on topics that interest you and inform your investing strategy.
Our Perspectives

Merrill Edge Report

Our nationwide survey takes an in-depth look at the financial concerns and priorities of mass affluent Americans. More
Merrill Edge Minute

Our current issue

Timely insights that can help make your financial life better. View it now Merrill Edge Minute current issue
Washington update
Latest insights on how tax reform and other legislation could affect the markets and your financial life. More

Explore a transforming world

You'll find fresh perspectives and analysis from the best
minds in the business on topics from around the globe.
Market

How are Americans
spending?

They're putting more into experiences instead of things, for one. What could this and other trends mean for investors?
Earth

Impact investing: The performance realities

Investing with your conscience no longer has to mean sacrificing potential returns.
Innovation

Technology is disrupting everything — even sneakers

Game-changing innovation across industries may create unexpected investment opportunities.

Access award-winning research

Make more informed investing decisions with actionable insights, timely investing ideas and research from Morningstar, CFRA (powered by data from S&P Global) and BofA Merrill Lynch Global Research—ranked one of the top global research firms from 2011-2017 by Institutional Investor.Footnote 4 Learn more about award-winning research

Simplify your search for investments

 

Customizable screeners

Narrow your search for the right investments and filter results by performance, ratings and more using over a dozen predefined screeners.
Learn more about predefined screeners

BofA Merrill Lynch Global Research's US 1 list

Get access to this list of buy-rated stocks recommended by BofA Merrill Lynch Global Research.
Learn more about the US 1 list

Merrill Edge Select® Funds & ETFsFootnote 14

Merrill Lynch analysts evaluate and categorize ETFs and mutual funds to help you find investments that fit your investing strategy.
Learn more about Select funds and ETFs

Boost your financial know-how

Explore educational resource topics like general investing, investing & markets and investment choices.
I'd like to see resources for
investors, like me.

Help when you want it

Turn to us whenever you have questions or need help getting the most out of Merrill Edge.
Looking for advice to help you get and stay on track?
Work with a licensed Merrill Edge Financial Solutions Advisor™.
$600
Get up to $600 when you invest in a new Merrill Edge account. How to qualify to get up to $600 with a new online investing and trading account
Footnote 1 Sales are subject to a transaction fee of $0.01 - $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit merrilledge.com/pricing or merrilledge.com/guided-investing-programbrochure for details about Merrill Edge Guided Investing. The program fee for Merrill Edge Select® Portfolios includes portfolio management, trading costs and ongoing Financial Solutions Advisor support. In addition to the annual program fee, the expenses of the investments will vary based on the specific funds within each portfolio. Where possible, institutional class shares are used to minimize expenses.

Footnote 2 The fee is based on the assets held in the account and is charged monthly in advance. Program fees include portfolio management and trading costs, as well as ongoing support. The annual account fee does not include underlying fees charged by the ETFs in your portfolio. Each ETF in your account charges these expenses to all shareholders. These fees range from approximately 0.07% to 0.14% per year. Please note that this range will fluctuate and can be higher or lower at any point in time. Actual ETF expenses could vary; please refer to ETF prospectuses. In addition, the SEC charges a small fee to each sales transaction, ranging between $0.01 and $0.03 per $1,000 of principal. Other fees may include transfer, exchange and fund-redemption fees; conditional deferred sales charges; and markups or markdowns. For additional fee details, see the Merrill Edge Guided Investing program brochure.

Footnote 3 The fee is based on the assets held in the account and is charged monthly in advance. Program fees include portfolio management and trading costs, as well as ongoing support. The annual account fee does not include underlying fees charged by the funds in your portfolio. Each fund in your account charges these expenses to all shareholders. These fees range from approximately 0.07% to 0.70% per year. Please note that this range will fluctuate and can be higher or lower at any point in time. Actual fund expenses could vary; please refer to fund prospectuses. In addition, the SEC charges a small fee to each ETF sales transaction, ranging between $0.01 and $0.03 per $1,000 of principal. Other fees may include transfer, exchange and fund-redemption fees; conditional deferred sales charges; and markups or markdowns. For additional fee details, see the Merrill Edge Advisory Account program brochure.

Footnote 
Institutional Investor magazine announced BofA Merrill Lynch Global Research as one of the top global research firms from 2011-2017 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and/or one or more of its non-U.S. affiliates. MLPF&S is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. For more information about this award, go to https://www.institutionalinvestor.com/article/b15x58zthqmjry/the-worlds-best-research-firm. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 
Global Wealth & Investment Management Chief Investment Office (CIO) develops the investment strategies for Merrill Edge Guided Investing, including providing its recommendations of ETFs and related asset allocations. Managed Account Advisors LLC (MAA), Merrill Lynch's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Edge Select Portfolios strategies for client accounts, including facilitating the purchase & sale of ETFs in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).
Please review the Merrill Edge Guided Investing Program Brochure (PDF) for important information including pricing, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. This program is not offered through an advisor. Merrill Edge investment advisory programs are offered by MLPF&S. MLPF&S and Managed Account Advisors LLC (MAA) are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.
Footnote 6 Merrill Lynch is the marketing name for Merrill Lynch Wealth Management, Merrill Edge®, and the Private Banking and Investment Group, all of which are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S"). Merrill Edge is available through MLPF&S, and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Merrill Lynch makes available products and services offered by MLPF&S and other subsidiaries of Bank of America Corporation ("BofA Corp.").

The Private Banking and Investment Group is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Group's Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill Lynch's obligations will differ among these services. The banking, credit and trust services sold by the Group's Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., Member FDIC and a wholly-owned subsidiary of Bank of America Corporation.

Footnote 7 Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Footnote 8 Market indices or other benchmark returns are shown for comparison purposes only, and there is no assurance or guarantee that such performance will be achieved. Indices have not been screened or selected according to the investment style of the accounts. All indices are selected by the user and may or may not offer appropriate comparisons to your account. The indices available represent a subset of all indices used in various markets and the list may change over time. Indices are unmanaged. Individuals cannot invest directly in an index.

Footnote 9 Impact investing and/or Environmental Social Governance (ESG) investing has certain risks based on the fact that ESG criteria excludes securities of certain issuers for nonfinancial reasons and therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.

Footnote 10 Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, SafeBalance Banking®, Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.

Footnote 
J.D. Power 2017 Certified Contact Center ProgramSM recognition is based on successful completion of an audit and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/ccc. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 
Merrill Edge was one of 19 brokers evaluated in the Barron's 2018 Best Online Broker Survey, March 26, 2018. Barron's evaluated firms in—Trading Experience & Technology, Usability, Mobile, Range of Offerings, Research Amenities, Portfolio Analysis & Reports, Customer Service, Education, Security and Costs-to rate the firms. Merrill Edge earned the top overall score of 32.7 out of a possible 40. Learn more at http://webreprints.djreprints.com/54692.html. Barron's is a trademark of Dow Jones & Co., L.P. All rights reserved. Reprinted with permission of Barron's. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 
Merrill Edge was ranked #1 overall (tied with Fidelity) out of 7 online brokers by Kiplinger's Personal Finance's "Best Online Brokers," survey October 2017. To be included, firms had to offer online trading of stocks, ETFs, funds and individual bonds. Results based on ratings in the following categories: Total Commissions Score, Breadth of Investment Choices, Tools, Research, Ease of Use, Mobile Access, and Advisory Services. Learn more at http://www.kiplinger.com/slideshow/investing/T023-S002-best-online-brokers-2017/index.html from Kiplinger's Personal Finance, October 2017 © 2017 The Kiplinger Washington Editors. Used under License. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 14 Merrill Edge Select® Funds meet a proprietary screening process developed by the Investment Management Group (IMG) of Merrill Lynch. The listing contains no-load funds with no transaction fees and load-waived funds that are open for new and subsequent purchases. Available funds have a minimum initial investment of no more than $3,000. Each fund must have $100 million or greater ($500 million for Large Cap funds) in assets under management across all share classes offered by the fund. Note that index funds are not included in Merrill Edge Select™ Funds. To learn more about the Merrill Edge Select Funds methodology go to http://www.merrilledge.com/research/select-fund-research.

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