Merrill Guided Investing

Guided Investing aligned
to your goals
Pursue your investing goals with Merrill Guided Investing, an online investment advisory program that combines the best features of online investing with a professionally managed portfolio by Merrill Lynch—all at a low cost.
Investment strategies
for you and your goals
Tell us about yourself and your goal online. You'll get a recommended investment strategy designed by a team of Merrill Lynch investment experts consisting of a recommended diversified portfolio of exchange-traded funds (ETFs) aligned to your needs. Footnotes 1, 2
An investment strategy to pursue your goal
Portfolio management by Merrill Lynch
Portfolio management by Merrill Lynch
Unlike many robo advisors, Merrill Edge combines what you like about online investing with a portfolio monitored and rebalanced by a team of Merrill Lynch portfolio managers. Footnotes 1,2 So you can be confident that your investments will stay in sync with your investment strategy. How our people make the difference
Get on track, stay on track
Visit your personalized dashboard to monitor your account's portfolio performance and update your contributions. You can change or add new goals whenever you like so your portfolio keeps up with your changing needs.
Get on track, stay on track
Low fee, low minimum investment
You can get started with Guided Investing for as little as $5,000 — and the low 0.45% annual fee means
that if your month-end balance is $10,000, next month's fee would be just $3.75. Footnote 3
Other fees may apply. Footnote asterisk *
$
1
.88
/month
Industry-leading service
Industry-leading service
Like all Merrill Edge clients, you'll get industry-leading service and step-by-step guidance from licensed Merrill Edge professionals — available online, on the phone and at a Bank of America financial center near you.
J.D. Power Contact Center Certification
Merrill Edge has been recognized by J.D. Power by providing "An Outstanding Customer Service Experience" for Phone support for 8 years in a row. Footnote 4
3 steps to get started
Tell us about yourself and
your investing goal
Review your recommended
investment strategy
Open and fund
your account
Questions?
Learn more about the benefits of Guided Investing and read the FAQs.
$600
Get up to $600 when you invest in a new Merrill Edge® account. How to qualify to get up to $600 with a new online investing and trading account
More ways to invest
Enjoy the convenience of Bank of America banking with the investment insights of Merrill Lynch.
Discover how Merrill Edge simplifies investing
Online investing
& trading
Put your ideas into action with step-by-step guidance, easy-to-use tools, access to award-winning research Footnote5 and flat-rate pricing of just $6.95 per online equity and ETF trade.
Other fees may apply. Footnote double asterisk **
Invest with an advisor
Work with a Merrill Edge Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
Have more complex wealth management needs?
Invest with a Merrill Lynch financial advisor, a Merrill Lynch Private Banking & Investment Group private wealth advisor, or a team of U.S. Trust wealth management specialists to help you grow, preserve and manage your wealth.Footnote 6
Merrill Lynch
Private Banking & Investment Group
U.S. Trust
Help when you want it
Turn to us when you have questions or need help getting the most out of your investing experience.
Chat
online
Call
Call 24/7
855.488.5245
Footnote asterisk * Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit the Merrill Guided Investing Program Brochure (PDF).

Footnote double asterisk 
Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit merrilledge.com/pricing.

Please review the Merrill Guided Investing Program Brochure (PDF) at merrilledge.com/guided-investingprogram-brochure (PDF) for important information including pricing, rebalancing and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circumstances of all owners on the account. If you are the custodian of this account for the benefit of another person, please keep in mind that these assets will be invested for the benefit of the other person. Guided Investing is offered with and without an advisor. Merrill, Merrill Lynch, and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner and Smith Incorporated ("MLPF&S"). MLPF&S and Managed Account Advisors LLC ("MAA") are registered investment advisors. Investment advisor registration does not imply a certain level of skill or training.

Footnote 1 The Chief Investment Office (CIO) develops the investment strategies for Merrill Guided Investing, including providing its recommendations of ETFs and related asset allocations. Managed Account Advisors LLC (MAA), Merrill Lynch's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Guided Investing strategies for client accounts, including facilitating the purchase & sale of ETFs in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).

Footnote 2 Diversification, asset allocation and rebalancing do not ensure a profit or protect against loss in declining markets.

Footnote 3 There is an annual fee of 0.45% based on the assets held in the account. This fee is charged monthly in advance.

Footnote 
J.D. Power 2017 Certified Contact Center ProgramSM recognition is based on successful completion of an audit and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/ccc. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 
Institutional Investor magazine announced BofA Merrill Lynch Global Research as one of the top global research firms from 2011-2017 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Merrill Lynch Global Research is research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and/or one or more of its affiliates. MLPF&S is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. For more information about this award, go to https://www.institutionalinvestor.com/article/b15x58zthqmjry/the-worlds-best-research-firm. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 6 Merrill Lynch (Merrill) is the marketing name for Merrill Lynch Wealth Management, Merrill Edge®, and the Private Banking and Investment Group, all of which are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S"). Merrill Edge is available through MLPF&S, and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Merrill Lynch (Merrill) makes available products and services offered by MLPF&S and other subsidiaries of Bank of America Corporation ("BofA Corp").

MLPF&S is a registered broker-dealer, registered investment adviser and Member SIPC. Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency. Both are wholly owned subsidiaries of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp.

The Private Banking and Investment Group is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Group's Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill Lynch's obligations will differ among these services. The banking, credit and trust services sold by the Group's Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

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