Merrill Guided Investing

Guided Investing aligned
to your goals
Get a professionally managed portfolio aligned to your goals that's built, monitored and rebalanced by Merrill investment professionals.
Investment strategies
for you and your goals
Tell us about yourself and your goal online. You'll get a recommended investment strategy designed by a team of Merrill investment experts consisting of a recommended diversified portfolio of exchange-traded funds (ETFs) aligned to your needs. Footnotes 1, 2
Professionally managed portfolios
Unlike many robo advisors, Merrill Guided Investing combines what you like about online investing with a portfolio monitored and rebalanced by a team of Merrill portfolio managers. Footnotes 1,2 So you can be confident that your investments will stay in sync with your investment strategy.
Get on track, stay on track
Visit your personalized dashboard to monitor your account's portfolio performance and update your contributions. You can change or add new goals whenever you like so your portfolio keeps up with your changing needs.
Low fee, low minimum investment
You can get started with Guided Investing for as little as $5,000 — and the low 0.45% annual fee means
that if your month-end balance is $10,000, next month's fee would be just $3.75. Footnote 3
Other fees may apply. Footnote asterisk *
$
1
.88
/month
Industry-leading service
You'll get industry-leading service from licensed Merrill professionals — available online, on the phone and at a Bank of America financial center near you.
J.D. Power Contact Center Certification
Merrill Edge has been recognized by J.D. Power by providing "An Outstanding Customer Service Experience" for Phone support for 8 years in a row. Footnote 4
3 steps to get started
Tell us about yourself and
your investing goal
Review your recommended
investment strategy
Open and fund
your account
Questions?
Learn more about the benefits of Guided Investing and read the FAQs.
There's more than one way to invest
A professionally managed portfolio is just one way you can invest with us. You may find you're interested in a different approach or want to take advantage of a couple of our offerings.
Merrill Edge®
Self-Directed
A self-directed investing platform that streamlines investing, giving you access to research and insights, step-by-step guidance and flexible tools—all with low flat-rate pricing. Footnote5
Other fees may apply. Footnote double asterisk **
Invest with
an advisor
Work with a Merrill Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
Have more complex wealth management needs?
Invest with a Merrill Lynch Wealth Management Advisor, a Merrill Private Wealth Advisor, or a team of Bank of America Private Bank specialists to help you grow, preserve and manage your wealth.Footnote 6
Merrill a Bank of America Company
Bank of America Private Bank
Help when you want it
Turn to us when you have questions or need help getting the most out of your investing experience.
Chat
online
Call 24/7
855.488.5245
Footnote asterisk * Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit the Merrill Guided Investing Program Brochure (PDF).

Footnote double asterisk 
Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. Learn more about Merrill Edge pricing.

Please review the Merrill Guided Investing Program Brochure (PDF) at merrilledge.com/guided-investingprogram-brochure (PDF) for important information including pricing, rebalancing and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circumstances of all owners on the account. If you are the custodian of this account for the benefit of another person, please keep in mind that these assets will be invested for the benefit of the other person. Guided Investing is offered with and without an advisor. Merrill, Merrill Lynch, and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner and Smith Incorporated ("MLPF&S"). MLPF&S and Managed Account Advisors LLC ("MAA") are registered investment advisors. Investment advisor registration does not imply a certain level of skill or training.

Footnote 1 The Chief Investment Office (CIO) develops the investment strategies for Merrill Guided Investing, including providing its recommendations of ETFs and related asset allocations. Managed Account Advisors LLC (MAA), Merrill Lynch's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Guided Investing strategies for client accounts, including facilitating the purchase & sale of ETFs in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).

Footnote 2 Diversification, asset allocation and rebalancing do not ensure a profit or protect against loss in declining markets.

Footnote 3 There is an annual fee of 0.45% based on the assets held in the account. This fee is charged monthly in advance.

Footnote 
J.D. Power 2018 Certified Contact Center ProgramSM recognition is based on successful completion of an evaluation and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/ccc. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.
Footnote 
Institutional Investor magazine announced BofA Merrill Lynch Global Research as one of the top global research firms from 2011-2018 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Merrill Lynch Global Research is research produced by BofA Securities, Inc ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. For more information about this award, go to https://www.institutionalinvestor.com/research/8959/Overview. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.
Footnote 6 Merrill Lynch (Merrill) is the marketing name for Merrill Lynch Wealth Management, Merrill Edge®, and Merrill Private Wealth Management, all of which are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S"). Merrill Edge is available through MLPF&S, and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Merrill Lynch (Merrill) makes available products and services offered by MLPF&S and other subsidiaries of Bank of America Corporation ("BofA Corp").

MLPF&S is a registered broker-dealer, registered investment adviser and Member SIPC. Merrill Lynch Life Agency Inc. ("MLLA") is a licensed insurance agency. Both are wholly owned subsidiaries of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp.

Merrill Private Wealth Management is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill Lynch's obligations will differ among these services. The banking, credit and trust services sold by the Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.
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