Merrill Edge Guided Investing

Merrill Edge Guided Investing
Introducing an online investment advisory program that combines the best of online investing with a professionally managed portfolio — all at a low cost.
Investment strategies
for you and your goals
Tell us about yourself and your goal online. You'll get a recommended investment strategy designed by a team of Merrill Lynch investment experts consisting of a recommended diversified portfolio of exchange-traded funds (ETFs) aligned to your needs.2, 3
An investment strategy to pursue your goal
Portfolio management by Merrill Lynch
Portfolio management by Merrill Lynch
Unlike some other investment choices, Guided Investing combines what you like about online investing with a portfolio managed and rebalanced by a team of Merrill Lynch portfolio managers.1 So you can be confident that your investments will stay in sync with your investment strategy.3 How our people make the difference
Get on track, stay on track
Visit your personalized dashboard to monitor your account's portfolio performance and update your contributions. You can change or add new goals whenever you like so your portfolio keeps up with your changing needs.
Get on track, stay on track
Low fee, low minimum investment
You can get started with Guided Investing for as little as $5,000 — and the low 0.45% annual fee means
that if your month-end balance is $10,000, next month's fee would be just $3.75.4
Other fees may apply.*
$
1
.88
/month
Industry-leading service
Industry-leading service
Like all Merrill Edge clients, you'll get industry-leading service and step-by-step guidance from licensed Merrill Edge professionals — available online, on the phone and at a Bank of America financial center near you.
J.D. Power
Merrill Edge's Contact Centers have been recognized by J.D. Power for providing "An Outstanding Customer Service Experience" for the Live Phone channel for 6 years in a row.5
3 steps to get started
Tell us about yourself and
your investing goal
Review your recommended
investment strategy
Open and fund
your account
Questions?
Learn more about the benefits of Guided Investing and read the FAQs.
More ways to invest
Enjoy the convenience of Bank of America banking with the investment insights of Merrill Lynch.
Discover how Merrill Edge simplifies investing
Online investing
& trading
Put your ideas into action with step-by-step guidance, easy-to-use tools, award-winning research6 and flat-rate pricing of just $6.95 per online equity and ETF trade. Other fees may apply.**
One-on-one advice
Work with a Merrill Edge Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
Have more complex wealth management needs?
Work with a Merrill Lynch financial advisor or a team of U.S. Trust wealth management specialists to
help grow, preserve and manage your wealth.
Merrill Lynch
Private Banking & Investment Group
U.S. Trust
Help when you want it
Turn to us when you have questions or need help getting the most out of your investing experience.
Chat
online
Call
Call 24/7
855.488.5245
*Sales trades are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit the Merrill Edge Guided Investing Program Brochure (PDF)

**Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit merrilledge.com/pricing.


Please review the Merrill Edge Guided Investing Program Brochure (PDF) for important information including pricing, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. This program is not offered through an advisor. Merrill Edge investment advisory programs are offered by MLPF&S. MLPF&S and Managed Account Advisors LLC (MAA) are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.

1 Global Wealth & Investment Management Chief Investment Office ("GWIM CIO") develops the investment strategies for Merrill Edge Guided Investing (MEGI), including providing its recommendations of ETFs and related asset allocations. Managed Account Advisors LLC, Merrill Lynch's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Edge Guided Investing strategies for client accounts, including facilitating the purchase and sale of ETFs in client accounts and updating account asset allocations when the GWIM CIO's recommendations change, while also implementing any applicable individual client or firm restriction(s).

2 Global Wealth and Investment Management Chief Investment Office develops the investment strategies for Merrill Edge Guided Investing, including providing its recommendations of ETFs and related asset allocations.

3 Note: Diversification, asset allocation and rebalancing do not ensure a profit or protect against loss

4 There is an annual fee of 0.45% based on the assets held in the account. This fee is charged monthly in advance.

5 J.D. Power 2016 Certified Contact Center ProgramSM recognition is based on successful completion of an audit and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/ccc.

6 Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011, 2012, 2013, 2014 and 2015 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to http://www.iim.ag/topfirms.

Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and other subsidiaries of Bank of America Corporation ("BofA Corp.") The Private Banking and Investment Group is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services (including financial planning) are offered by the Group's Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill Lynch's obligations will differ among these services. Investments involve risk, including the possible loss of principal investment. The banking, credit and trust services sold by the Group's Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

Certain U.S. Trust associates are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and may assist you with investment products and services provided through MLPF&S and other nonbank investment affiliates. MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp."). U.S. Trust operates through Bank of America, N.A., and other subsidiaries of BofA Corp.

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