Personal Investing and Trading

It’s investing, streamlined

Bank with Bank of America, invest with Merrill Edge®
 
Why Merrill Edge®? You'll get easy-to-use tools, helpful research and simple flat-rate pricing of $6.95 per unlimited online stock and ETF trade—with no trade or balance minimums. Or learn how to qualify for $0 trades with Preferred Rewards.3 Other fees may apply.2
 
Accounts

Accounts for all financial goals

Use for personal investing, joint investing or as a custodial account
Choose from Traditional, Roth or Rollover IRAs to reduce taxes and enjoy the opportunity for tax-deferred growth
Get the potential for tax benefits and flexibility you need to save for college
Manage your finances with solutions designed to help you meet your investing and retirement needs
Find the bank accounts from Bank of America you need to pursue your financial goals
 
Investments

A full range of investments

Invest in shares of publicly traded companies across a variety of sectors
Trade like stocks with the diversification of mutual funds, and offer the flexibility to hold and trade shares
Professionally managed funds aligned to a variety of investment strategies and time horizons
Invest in a broad range of Treasuries, municipal and corporate bonds and CDs
Execute your options strategy for just $6.952 + $0.75 per contract and gain access to new mini options1
 

Investing your Way

Online investing and trading
Put your investing ideas into action with a full range of investments, step-by-step guidance, easy-to use tools, access to award-winning research7 and low, flat-rate pricing.
 
Guided investing
Pursue your investing goals with an online investment advisory program and experience the best of online investing with professional portfolio management by Merrill LynchFootnotes 6—all at a low cost.
 
Invest with an advisor
Work with a Merrill Edge Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
Invest with advice when you need it
Invest with a licensed Merrill Edge Financial Solutions Advisor™, who can help you pursue your financial goals and plan for what matters most to you.
Ready to get started?
888.637.3343
Call 24 hours a day, 7 days a week
600 dollar IRA offer
Get up to $600 when you enroll, open and fund a new Merrill Edge® investment account or IRA.
How to qualify
Simplify your investing
Take the guesswork out of finding quality funds:
Footnote 1 Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. A separate client agreement is needed. Please note that you will also need to be pre-approved prior to implementing this strategy. You should consult a qualified tax advisor as to how trading options may affect your tax situation.

Footnote 2 Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit merrilledge.com/pricing.

Footnote 
Eligibility: Commissions are only waived for online stock and ETF trades conducted via an individual or jointly owned online investing and trading personal CMA or IRA account.

Qualify for 30 $0 online stock and ETF trades per month as a Preferred Rewards Platinum client.

Or qualify for 100 $0 online stock and ETF trades per month (meet either one of these criteria):
  • Preferred Rewards Platinum Honors client
  • U.S. Trust Client
For details about commissions, transaction fees and any other fees that may apply visit merrilledge.com/pricing. Certain account types are not eligible. Other restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. For full details about ways to qualify for $0 trades, call 888.MER.EDGE (888.637.3343).
Footnote 4 Merrill Edge MarketPro® is available to clients who maintain a Merrill Edge self-directed relationship. To qualify, you must maintain total combined balances of $50,000 or more in your Merrill Edge and Merrill Lynch investment accounts and Bank of America, N.A. deposit accounts, or make at least 15 self-directed trades per quarter. Preferred Rewards Platinum or Preferred Rewards Platinum Honors also qualify. Not available to investment professionals or for trust accounts and business accounts. Relationship requirements and pricing are subject to change.

Footnote 5 Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Footnote 6 Global Wealth & Investment Management Chief Investment Office ("GWIM CIO") develops the investment strategies for Merrill Edge Guided Investing, including providing its recommendations of ETFs and related asset allocations. Managed Account Advisors LLC, Merrill Lynch's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Edge Guided Investing strategies for client accounts, including facilitating the purchase and sale of ETFs in client accounts and updating account asset allocations when the GWIM CIO's recommendations change, while also implementing any applicable individual client or firm restriction(s).

Please review the Merrill Edge Guided Investing Program Brochure at merrilledge.com/guided-investing-program-brochure for important information including pricing, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. This program is not offered through an advisor. Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner & Smith (MLPF&S). MLPF&S and Managed Account Advisors LLC (MAA) are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.

Footnote 
Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011-2016 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to http://www.institutionalinvestor.com/Article/3646543/ResearchArticle.html.
Investing involves risk. There is always the potential of losing money when you invest in securities.

AR7B8SWN-EXP020319