Investment Choices

A full range of
investment choices

Build a diversified portfolio with help from
Merrill Edge®
  Why choose... May be a good move for... Pricing & fees

For all types of investors

Stocks

Invest in shares of publicly-traded companies across a variety of sectors
  • Building a balanced portfolio
  • A breadth of choices across sectors, geographies and industries
  • Liquidity
  • New and experienced investors
$6.95 per unlimited online equity and ETF trade.1 Learn how to qualify for $0 trades.2 See fee details1

Exchange-Traded Funds (ETFs)

Trades like a stock with the diversification of a mutual fund. Offers the flexibility to hold and trade shares
  • Building a balanced portfolio
  • Liquidity
  • Potential for tax-efficiency
  • Index fund investing
  • Growth, value and income strategies
  • New and experienced investors
$6.95 per unlimited online equity and ETF trade.1 Learn how to qualify for $0 trades.2 See fee details1

Mutual Funds

Invest in professionally managed funds aligned to a variety of investment strategies and time horizons
  • Building a balanced portfolio
  • Built-in diversification
  • Meeting long-term investment goals
  • Index fund investing
  • Growth, value and income strategies
  • New and experienced investors
Thousands of well-known funds. See fund prospectus for details on pricing

Fixed Income & Bonds

Invest in a broad range of Treasuries, municipal and corporate bonds and CDs
  • Building a balanced portfolio
  • Generating regular income
  • Helping reduce portfolio volatility
  • Meeting long- and short-term goals
  • New and experienced investors
Price and yield as quoted

For experienced traders

Options3

Execute your options strategy for just $0.75 per contract and gain access to new mini options3
  • Experienced investors
$6.95 per online trade + .75 per contract. See fee details1

For simplified investing

BofAML US 1 List

Generate investment ideas with buy-rated stocks recommended by BofA Merrill Lynch Global Research analysts
  • Narrowing your search for stock investment choices that may be right for you
The BofAML US 1 List is provided as a service to Merrill Edge clients at no additional charge. Standard pricing and fees apply

Merrill Edge Select® Funds4

The Merrill Lynch screening process helps to take the guesswork out of finding quality mutual funds, including equity and fixed income funds
  • Help choosing from thousands of funds from popular fund families for self-directed investors
Merrill Edge Select® Funds are provided as a service to Merrill Edge clients at no additional charge. Standard pricing and fees apply

Merrill Edge Select® ETFs

Helps investors simplify choosing ETFs
  • Getting diversified equity exposure from a portfolio of securities based on a specific index, geographic regions or investing styles
Merrill Edge Select® ETFs are provided as a service to Merrill Edge clients at no additional charge. Standard pricing and fees apply

Managed Portfolios

Merrill Edge Guided Investing

An online investment advisory program that combines the best of online investing with a professionally managed portfolio — all at a low cost
  • A diversified portfolio of ETFs
  • Monitoring your performance online
$5,000 minimum investment and a low 0.45% annual fee. Other fees may apply5

Merrill Edge Select® Portfolios

Meet with a Merrill Edge Financial Solutions Advisor™ to help you select a diversified portfolio of investments aligned to your investment goals, time horizon, risk tolerance and liquidity needs—pre-screened, monitored and adjusted by the investment professionals at Merrill Lynch
  • A diversified portfolio
  • For those who want professional advice and guidance
$20,000 minimum investment, 0.85% annual account management fee. See fee details6
Looking for one-on-one advice?
Meet with a licensed Merrill Edge Financial Solutions Advisor™ in person or on the phone, who will help you pursue your financial goals and plan for what matters most to you.
Ready to get started?
888.637.3343
Call 24 hours a day, 7 days a week
600 dollar IRA offer
Get up to $600 when you enroll, open and fund a new Merrill Edge® investment account or IRA.
How to qualify
Become a smarter investor
Understanding Asset Classes
Watch video
Investing in Stocks
Read article
Getting to Know Exchange-Traded Funds (ETFs)
Read article
How to Choose a Mutual Fund
Read article
Where Do Bonds Fit into Your Portfolio?
Read article

1 Other management and transaction fees may apply. In addition to your stock, ETF or option commission sell orders may also be subject to a transaction fee (of between $0.01 to $0.03 per $1,000 of principal). If applicable, this fee appears under "Transaction Fee" on a Trade Confirmation. There are other fees associated with investing in ETFs, Read the "Expenses & Charges" sections of the prospectus to find out what they are. Contact us to obtain a prospectus.

2Eligibility: Commissions are only waived for online equity and ETF trades conducted via an individual or jointly owned self-directed personal CMA or IRA account.

Qualify for 30 $0 online equity and ETF trades per month
(Meet any one of these criteria):

1. $25,000 or more in combined balances in your Bank of America deposit accounts
2. $25,000 or more in combined cash balances in your Merrill Edge self-directed CMA and/or IRA accounts
3. Preferred Rewards Platinum client

Qualify for 100 $0 online equity and ETF trades per month:

1. Preferred Rewards Platinum Honors clients

For details about commissions, transaction fees and any other fees that may apply visit merrilledge.com/pricing Certain account types are not eligible. Other restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. For full details about ways to qualify for $0 trades, call 1-888-MER.EDGE (1.888.637.3343) or visit merrilledge.com/$0detail

You are eligible to enroll in the Preferred Rewards program if you have an active, eligible Bank of America personal checking account and maintain a three month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill Edge and Merrill Lynch investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. SafeBalance Banking accounts do not count towards the account or balance requirements, and do not receive the fee waivers and other benefits of the program. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. For details on Employee qualification requirements, please visit the Employee Banking & Investments website. The Preferred Rewards Gold tier does not include the $0 online equity and ETF trades via Merrill Edge®, a benefit that is currently available at the Platinum and Platinum Honors tiers of Preferred Rewards. Merrill Lynch Wealth Management clients with greater than $250,000 in assets with Bank of America and Merrill Lynch are eligible for additional banking benefits. Please speak with your Merrill Lynch financial advisor for details.

3 Options involve risk and are not suitable for all investors. Certain requirements must be met to trade options. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document "Characteristics and Risks of Standardized Options." Call the Investment Center at 1.877.653.4732 for a copy. A separate client agreement is needed. Orders which involve multiple option transactions will be charged a separate commission on each leg of the option order.

4 Merrill Edge Select® Funds meet a proprietary screening process developed by the Investment Management Group (IMG) of Merrill Lynch. The listing contains no-load funds with no transaction fees and load-waived funds that are open for new and subsequent purchases. Available funds have a minimum initial investment of no more than $3,000. Each fund must have $100 million or greater ($500 million for Large Cap funds) in assets under management across all share classes offered by the fund. Note that index funds are not included in Merrill Edge Select™ Funds. To learn more about the Merrill Edge Select Funds methodology go to http://www.merrilledge.com/research/select-fund-research.

5 There is an annual fee of 0.45% based on the assets held in the account. This fee is charged monthly in advance. Other fees may apply. Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, review the Program Brochure.

6 For full fee details, please see the Merrill Edge Advisory Account ADV brochure. Program fees include portfolio management and trading costs, as well as ongoing support. In addition to the annual program fee, funds within each portfolio have their own expenses, as would individual securities. Other fees may include those mandated by the SEC; transfer, exchange and fund-redemption fees; conditional deferred sales charges; and markups or markdowns.

Mutual funds disclosure:

Additional fees and expense may apply.
There are costs associated with owning a mutual fund, such as annual operating fees and expenses. This and other important information is included in the prospectus, which should be read carefully before investing. Contact us to obtain a fund's prospectus. For more information about investing in mutual funds at Merrill Lynch, please read the Mutual Fund Investing at Merrill Lynch pamphlet or consult our glossary.

For more complete information, clients should obtain the prospectus, and/or if available, the summary prospectus, from their Financial Advisor and should read it carefully. Before investing, carefully consider the investment objectives, risks, and charges and expenses of a fund. This and other information can be found in the fund's prospectus and/or, if available, summary prospectus.

Applies to open-end mutual funds only. For closed-end funds, refer to the equity schedule.

Prospectuses for mutual funds can be obtained through the investor's sign-in area of merrilledge.com. Clients of the Merrill Edge Advisory Center can also call 1.888.654.6837. If you're not currently a Merrill Edge client, please call 1.888.637.3343."

Exchange Traded Funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. You should carefully consider the investment objectives, risks, charges, and expenses before investing in this product. This and other important information is included in the prospectus, which should be read carefully before investing. Prospectuses can be obtained from your investment professional or through the investor's sign-in area of bankofamerica.com/investments.

Diversification does not ensure a profit or protect against loss in declining markets.

Neither Merrill Edge nor its financial solutions advisors provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

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