Ways to Invest with Merrill Edge®

 

Investing your way

At Merrill Edge®, you have the freedom to invest on your own terms—exactly the way you want. And as your investing needs change, you can feel comfortable knowing that we'll be there for you every step of the way.
Have more complex wealth management needs?
Invest with a Merrill Lynch financial advisor or a team of U.S. Trust wealth management
specialists
to help you grow, preserve and manage your wealth.
Merrill Lynch
Private Banking & Investment Group
U.S. Trust
 

Online investing & trading

Choose from a full range of investments including stocks, bonds, options, ETFs and well-known mutual funds. Plus, enjoy simple flat-rate pricing for online stock and ETF trades. You'll receive:
  • Step-by-step guidance
  • Easy-to-use tools
  • Actionable insights
  • Access to award-winning research
Are you an active trader? Learn more about active trading
Online investing & trading
$6.95
Unlimited online stock & ETF trades.
No trade or balance minimums.
Other fees may apply.Footnote 1
Get up to 100 $0 online stock and ETF trades per month.Footnote 3 Other fees may applyFootnote 1
 

Merrill Edge Guided Investing

Pursue your investing goals with an online investment advisory program and experience the best of online investing with professional portfolio management by Merrill LynchFootnotes 4,5,6—all at a low cost. You'll receive:
  • An investment strategy aligned to your goals
  • A portfolio built, monitored and rebalancedFootnote 2 by a team of Merrill Lynch investment professionalsFootnote 4
  • A personalized dashboard to help you stay on track
Low fee, low minimum
0.45%
annual fee
$5,000
minimum investment
Other fees may applyFootnote 1
 

Invest with an advisor

Invest with a Merrill Edge Financial Solutions Advisor™ who can help you pursue your financial goals and plan for what matters most to you.Footnote 7 You'll receive:
  • An action plan aligned to your needs
  • A professionally managed portfolio by Merrill Lynch
  • Personalized progress reports and reviews with a Financial Solutions Advisor
Invest with an advisor
0.85%
annual feeFootnote 7
$20,000
minimum investment
Other fees may applyFootnote 1
Help when you want it
Need help deciding how to invest with us? Compare your choices, call or visit.
$600
Get up to $600 when you invest in a new Merrill Edge account. How to qualifyto get up to $600 with a new Merrill Edge account
Recognized for excellence
J.D. Power Contact Center Certification
Merrill Edge's Contact Centers have been recognized by J.D. Power for providing "An Outstanding Customer Service Experience" for the Live Phone channel for 7 years in a row.Footnote 8
Barron's 2017 Best Online Brokers
One of the best online brokers, receiving 4 out of 5 stars four years in a row (2014, 2015, 2016, 2017)Footnote 9
Kiplinger's Best Online Brokers 2017
#1 ranked for "Best Online Brokers" 2017, earning 4.5 out of 5 stars overallFootnote 10
Ranked #1 Global Research Firm by Institutional Investor
#1 Global Research Firm for the sixth straight yearFootnote 11
Footnote 1 Sales are subject to a transaction fee of $0.01 - $0.03 per $1,000 of principal. There are costs associated with owning ETFs. To learn more about Merrill Edge pricing, visit merrilledge.com/pricing or merrilledge.com/guided-investing-program-brochure for details of Merrill Edge Guided Investing. The program fee for Merrill Edge Select® Portfolios includes portfolio management, trading costs and ongoing Financial Solutions Advisor support. In addition to the annual program fee, the expenses of the investments will vary based on the specific funds within each portfolio. Where possible, institutional class shares are used to minimize expenses.

Footnote 2 Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Footnote 
Eligibility: Commissions are only waived for online stock and ETF trades conducted via an individual or jointly owned online investing and trading personal CMA or IRA account.

Qualify for 30 $0 online stock and ETF trades per month as a Preferred Rewards Platinum client.

Or qualify for 100 $0 online stock and ETF trades per month (meet either one of these criteria):
  • Preferred Rewards Platinum Honors client
  • U.S. Trust Client
For details about commissions, transaction fees and any other fees that may apply visit merrilledge.com/pricing. Certain account types are not eligible. Other restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. For full details about ways to qualify for $0 trades, call 888.MER.EDGE (888.637.3343) or visit merrilledge.com/$0detail.
Footnote 4 Global Wealth & Investment Management Chief Investment Office ("CIO") develops the investment strategies for Merrill Edge Guided Investing, including providing its recommendations of ETFs and related asset allocations. Managed Account Advisors LLC ("MAA"), Merrill Lynch's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Edge Guided Investing strategies for client accounts, including facilitating the purchase and sale of ETFs in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).

Footnote 5 Please review the Merrill Edge Guided Investing Program Brochure (PDF) for important information including pricing, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. This program is not offered through an advisor.

Footnote 6 Merrill Edge investment advisory programs are offered by MLPF&S. MLPF&S and Managed Account Advisors LLC (MAA) are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.

Footnote 
There is an annual fee of 0.85% on the assets held in the account. This fee is charged monthly in advance. For full fee details, please see the Merrill Edge Advisory Account ADV brochure. Program fees include portfolio management and trading costs, as well as ongoing support. In addition to the annual program fee, funds within each portfolio have their own internal expenses, as would individual securities. Other fees may apply, including those mandated by the SEC; transfer, exchange and fund-redemption fees; conditional deferred sales charges; and markups or markdowns.
Footnote 
J.D. Power 2017 Certified Contact Center ProgramSM recognition is based on successful completion of an audit and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/ccc.
Footnote 
Merrill Edge was one of 16 brokers evaluated in the Barron's 2017 Best Online Broker Survey, March 18, 2017. Barron's evaluated firms in 8 categories to rate and rank the firms in those categories, by investor type and provide an overall rating & ranking. Learn more at http://webreprints.djreprints.com/53278.html Barron's is a trademark of Dow Jones & Co., L.P. All rights reserved. Reprinted with permission of Barron's.
Footnote 
Merrill Edge was ranked #1 overall (tied with Fidelity) out of 7 online brokers by Kiplinger's Personal Finance's "Best Online Brokers," survey October 2017. To be included, firms had to offer online trading of stocks, ETFs, funds and individual bonds. Learn more at http://www.kiplinger.com/slideshow/investing/T023-S002-best-online-brokers-2017/index.html from Kiplinger's Personal Finance, October 2017 © 2017 The Kiplinger Washington Editors. Used under License.
Footnote 
Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011-2016 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to http://www.institutionalinvestor.com/Article/3646543/ResearchArticle.html.
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