Merrill Edge® Report

Merrill Edge Report: Spring 2015
Our nationwide survey, delivered semi-annually, takes an in-depth look
at the financial concerns and priorities of mass affluent Americans—U.S.
households with investable assets ranging from $50,000 to $250,000.
Watch the video
Insights from the Report
Head of Merrill Edge, Aron Levine, provides an overview
of the survey findings.

Insights from the Merrill Edge Report

66% of non-retirees anticipate financial stress in retirement


Those with the most time to prepare for retirement are more likely to anticipate a financially rocky retirement.
61% are prioritizing saving for the future and living comfortably today

Financial Priorities

Americans are prioritizing equally saving for the future and living comfortably today.
75% of non-retirees plan to rely on their own savings and investments in retirement


Non-retired Americans are looking toward their own savings and investments for financial help in their golden years.
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Read the Merrill Edge Report: Spring
for insights on the mass affluent
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Braun Research, Inc. conducted a nationally representative telephone survey on behalf of Merrill Edge. The survey was conducted from March 12, 2015 through March 24, 2015, and consisted of 1,000 mass affluent respondents throughout the U.S., defined as individuals with investable assets (value of all cash, savings, mutual funds, CDs, IRAs, stock, bonds and all other types of investments excluding primary home and other real estate investments). Respondents in the study were defined as aged 18 to 34 (Millennials) with investable assets between $50,000 to $250,000 or those aged 18 to 34 with investable assets of between $20,000 and under $50,000 with an annual income of at least $50,000; or aged 35-plus with investable assets between $50,000 to $250,000. We conducted an oversampling of 300 mass affluent individuals in the following markets: San Francisco, California; Los Angeles, California; Orange County, California; Dallas, Texas; the State of New Jersey; South Florida; Chicago, Illinois; and Phoenix, Arizona. Chicago and Phoenix were newly-surveyed this wave. The margin of error is ±3.0 percent for the national sample; about ±5.7 percent for the oversample markets, all reported at a 95 percent confidence level.
Perhaps one cause of this anticipated financial stress is that a large number of non-retired Americans believe they'll need to rely on their personal savings and investments to live on in retirement. Even though current retirees report they are not as anxious about money, younger Americans can learn from their example — that preparation pays off."
Aron Levine,
Head of Merrill Edge
Useful links & resources
Reporters may contact:
Kristen Georgian
Bank of America
617.434.0234 | Email
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