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Work

It's not just about what you do. It's about what you're working toward.

Manage your career

Career shifts can affect your other life goals. Find out ways to prepare for them.

Anatomy of a paycheck

Learn how to read your pay stub and understand the deductions.

How to earn money from a hobby or skill

Could your passion pay? Ask yourself these questions.

401(k) Rollover Calculator

See how different rollover options could affect your retirement savings.Footnote 1

Personal Retirement Calculator

See how much you'll need to retire and create a plan to help you get there.

Managing cash flow in retirement

Ways to live within your means in retirement.

4 tax moves to consider early in your career

Tax strategies to help you make the most of your investments.

Beyond salary: Benefits may matter more than you think

There's more to your job than salary. Learn how employee benefits can translate to real money in your pocket.

Your 401(k): 10 things to find out

If your company offers you a 401(k) plan, you may have decisions to make.

Job loss checklist

Tips for managing your finances when you're between jobs.

Changing jobs or retiring? Don't forget your retirement savings!

What should you do with your retirement plan? Understand your options.Footnote 1

Using a rollover IRA to consolidate multiple retirement accounts

Consider how a rollover IRA can help you combine those retirement assets into a single account.
 
Footnote 
You have choices about what to do with your employer-sponsored retirement plan accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over an employer-sponsored plan from your old job to your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and different types of protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information visit our rollover page or call Merrill at 888.637.3343.
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