Life Events: Changing Jobs

Life happens. Will you be ready?

Throughout your investing life, you're going to experience life events — some planned, some not — that will affect your finances.
We're here to help you prepare for those critical times of financial change.

Work

Your first job

Changing jobs

Starting a business

Job loss

Working in retirement

Family and relationships

Homes, cars and other
large purchases

Health and aging

Changing jobs

A job transition means considering how you'll handle employer-sponsored benefits like retirement accounts, along with insurance and other perks.

Keep in mind:

Avoid a lapse in health insurance coverage

Check the details of your flexible spending account (FSA) with your current employer

Manage your retirement accounts and employer-sponsored life and disability coverage

See the changing jobs checklist

Retirement and health savings accounts

Merrill Edge forms

Direct Rollover Request form (PDF)

Preferred Rewards

Enjoy real benefits and rewards on your Merrill Edge^® investing and Bank of America^® banking accounts. And as your balances grow, so do your benefits.

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Using a rollover IRA to
consolidate multiple
retirement accounts
Read the article

Changing jobs? Don't forget your retirement savings!

Understanding your choices is essential when choosing what to do with your old retirement account.

Read the article on changing jobs

401(k) Rollover Calculator

See the potential effect of different 401(k) rollover choices on your current and future retirement assets.¹

Try the 401k rollover calculator

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¹ You have choices about what to do with your employer-sponsored retirement plan accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over an employer-sponsored plan from your old job to your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and different types of protection from creditors and legal judgments. These are complex choices and should be considered with care. Visit merrilledge.com/retirement/rollover-ira or call a Merrill Edge^® rollover specialist at 888.637.3343 for more information about your choices.

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Life Events: Changing Jobs