Life Events: Buying a Home

Life happens. Will you be ready?
Throughout your investing life, you're going to experience life events — some planned, some not — that will affect your finances.
We're here to help you prepare for those critical times of financial change.

Buying a home

Whether you're a first-time homebuyer or you want to refinance, it's important to give your finances extra consideration to help position you to pursue your goal.
Keep in mind:
Calculate your mortgage principal and interest payments
Look carefully at all real estate taxes
Estimate your homeowners insurance costs based on the home seller's current bill

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Play the video about How does a
mortgage work?

Learn what a mortgage is, how one works and how payments are applied to your principal.

What is private mortgage insurance (PMI)?

Lenders typically require PMI from homeowners whose mortgages are more than 80% of the value of their home.

First-time home buyer? 3 steps to take before you buy

What to consider before you take the plunge into home ownership.

Fixed vs. adjustable rate mortgages

Considering factors such as how long you will be in your home can help you decide what type of mortgage may be right for you.

Considering home ownership? Here's what you should know

Tips to help you weigh the potential costs, benefits and risks.

Top 5 reasons to refinance

This infographic will help you think through the pros and cons.

Planning for extra costs when buying a home

Learn about the extra costs associated with buying a house besides your mortgage payment.

Monthly Mortgage Payment Calculator

Use this tool to estimate monthly mortgage payments and rate options.

Closing Costs Calculator

This tool can help you estimate your total closing expenses.

How much home can you comfortably afford

Before you fall in love with a house, make sure you can cover the costs for everything you'll need to pay for.

Renovating your home without wrecking your budget

Remodeling do's and don'ts that could help you make the most of your home.

First-time home buyer? 3 steps to take before you buy

Homeownership is an important decision. These steps could help you decide if it is right for you.
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