Footnote 1 "Why You Should Plan to Work Until Age 70." Emily Brandon. U.S. News & World Report.com (2012).
Footnote 2 "Americans' Perspectives on New Retirement Realities and the Longevity Bonus." Merrill Lynch/Age Wave (2013).
All annuity contract and rider guarantees, including optional benefits or annuity payout rates, are backed by the claims-paying ability of the issuing insurance company. They are not backed by Merrill Lynch or its affiliates, nor do Merrill Lynch or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company.
This material should be regarded as general information on social security considerations and is not intended to provide specific social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
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