Life Events: Your first job

Life happens. Will you be ready?
Throughout your investing life, you're going to experience life events — some planned, some not — that will affect your finances.
We're here to help you prepare for those critical times of financial change.

Your first job

Congratulations on reaching an important milestone. These resources can help you get your finances and working life off to a great start.
Keep in mind:
Start to pay back school loans, credit cards and other debts
Budget against your expected take-home pay
Build an emergency fund of 6 months' worth of living expenses
Take advantage of any employer match to start investing for retirement

Play the video about the Anatomy
of a paycheck

See how your paychecks get divided up, and what's left over.

You & your budget:
Live within your means

Creating and following a budget can help you pursue your financial goals.

Your 401(k):
10 things to find out

Starting a new full-time job? If your company offers a 401(k) plan, you may have decisions to make.

How to create an
emergency fund

4 tax moves to consider
early in your career

Become a savvy saver

Learn about prioritizing your financial goals.

Calculator: Find the money to invest

See how small lifestyle changes can free up the funds to invest.
Ready to get started?
Call us if you have any questions
888.637.3343
Call 24/7
 
 
Work one-on-one with an advisor
Invest with an advisor
Receive one-on-one advice from
a licensed Merrill Edge Financial
Solutions Advisor™.
$600
Get up to $600 when you invest in a new Merrill Edge® account. How to qualify
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

AR4VYHD4-EXP01112018