Saving for college

How to tackle the high costs of a college education

Ideas to help you save and invest, even if you think time's not on
your side

Top 7 college savings trends

Learn about common saving and investing methods parents use, including:
  • Saving and investing earlier to make the most of potential growth from compound earnings
  • Setting realistic savings targets that don't jeopardize other priorities
  • Tapping funding sources like tax refunds before taking out loans
College Savings Trends

It's never too late to save for college

Not as far along with your college savings as you'd hoped? Learn about tactics that may help you get on track.

How most Americans pay for college

Many families rely on a number of sources to help pay for college.

529 plan benefits you may not be aware of when saving for college

A 529 plan may offer substantial federal and possibly state income tax deductions. Discover some of the hidden benefits of these tax-advantaged accounts.
More insights to help you save for college

What's your game plan to fund college?

See our step-by-step guide on saving and investing before, during and after college.

Investing for a child’s education

Find resources to help you assess your needs, set realistic goals and create an action plan.
We see a definite change from parents feeling that they have to finance 100% of college costs to realizing that there are a variety of other funding sources and strategies they can use in their saving efforts."
Richard Polimeni - Director, Education Savings Programs Merrill Lynch
Richard Polimeni
Director, Education Savings Programs Merrill Lynch
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How much should you be saving for college?
How Merrill Edge can help
Merrill Edge offers a range of accounts to help you meet your college savings needs.
Pursue your college savings goal with a personalized action plan.
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Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.