Monitor your portfolio

Periodic adjustments will help keep your portfolio balanced and aligned with your objectives.

Don't "set it and forget it"

There will be market rallies and there will be corrections.

Because financial markets are dynamic and unpredictable, you can't expect your portfolio to perform exactly as planned. It takes close monitoring and periodic adjustments to help stay on track: The more you do so, the better you'll get at keeping your portfolio aligned with your objectives.

Learn:

3 steps to building a balanced portfolio

Get insights:

What should you do when the markets get volatile?

Asset allocation (1:21)

Is your portfolio in line with your objectives?

Try the Asset Allocation Tool^™

Pay attention to your asset allocation

Careful asset allocation is an important aspect of long- term investing. It could help you ride out market highs and lows by helping to minimize the potential impact of market fluctuations.Footnote ¹

Asset allocation also involves balancing your financial goals with your comfort with risk, which can help you keep your financial strategy on track. Higher risk usually means more volatile returns; lower risk usually delivers more conservative returns.

Changes in your life may warrant changes in your allocation. If you get married or divorced, buy a home or have a child, your tolerance for risk may change and your asset allocation should follow suit.

Learn:

Asset allocation: A sound investment strategy

Fine-tune your portfolio

Even the simplest asset allocation strategies need rebalancing on occasion. A good rule of thumb is to make adjustments, a process called "rebalancing," at least once a year to help keep you on track. Fine-tuning your portfolio quarterly can be worth the extra effort.Footnote ¹

Learn: How — and when — to rebalance your portfolio

Rebalancing your portfolio (1:23)

Who relies on Financial Advisors?Footnote ²

You don't have to go it alone

Investing involves a combination of knowledge, skill and time. With Merrill Edge, resources are always there when you need them to help you manage your investments online.

If you want a personalized action plan, consider working with a Merrill Edge Financial Solutions Advisor^™, who can assess your personal situation and assemble an appropriate mix of financial products and tools to help you pursue your investment goals.

What's next?

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Ways to invest

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Footnote ¹ Asset allocation, diversification and rebalancing do not assure a profit or protect against loss in declining markets.

Footnote ² Merrill Edge Report, Fall 2013. Respondent base 1,016 mass affluent respondents with investable assets between $50,000 and $250,000.

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Merrill Edge was one of 14 brokers evaluated in the Barron's 2019 Best Online Broker Survey, February 22, 2019. Barron's evaluated firms in — the trading platform, usability, mobile, research, education, news, information, international offerings and retirement/divided-related services—to rate the firms. Merrill Edge earned an overall score of 28 out of a possible 50. All costs assume customer has a minimum of $100,000 in assets with broker. Occasional Trader: six stock and two options trades per month. Assumes customer qualifies for 100 $0 stock trades per month through Preferred Rewards Platinum Honors. If not, occasional fee is $70.60 per month. Learn more at Who Are 2019's Best Online Brokers? popup. Barron's is a trademark of Dow Jones & Co., L.P. All rights reserved. Reprinted with permission of Barron's. Rankings and recognition from Barron's are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

J.D. Power 2018 Certified Contact Center Program^SM recognition is based on successful completion of an evaluation and exceeding a customer satisfaction benchmark through a survey of recent servicing interactions. For more information, visit J.D. Power popup. The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome. Participation in this survey was paid for by Merrill Lynch.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

The performance data contained herein represents past performance which does not guarantee future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted. For performance information current to the most recent month end, please contact us.

Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. 10 year returns are provided for funds with greater than 10 years of history.

Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us.

Expense Ratio – Gross Expense Ratio is the total annual operating expense (before waivers or reimbursements) from the fund's most recent prospectus. You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus.

Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Merrill Edge, available through Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S"), consists of Merrill Edge Advisory Center (investment guidance) or self-directed online investing.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation ("BofA Corp.").

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Monitor your portfolio

Don't "set it and forget it"

Pay attention to your asset allocation

Fine-tune your portfolio

You don't have to go it alone

I'd Like to

Discover Merrill Edge^®

Awards & Recognition

Contact Us

Monitor your portfolio

Don't "set it and forget it"

Pay attention to your asset allocation

Fine-tune your portfolio

You don't have to go it alone

I'd Like to

Discover Merrill Edge®

Awards & Recognition

Contact Us

Discover Merrill Edge^®