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Why Merrill

 

Confidence, convenience and control

Merrill provides the connected experiences, investment insights and relationship rewards to empower your financial future.

Powerful and connected experiences you won't find anywhere else

Your full financial life in one place

See exactly where you stand, transfer money and place trades anytime, no matter where you are.

Personalized innovative tools

An experience with personalized insights into how your investments are doing, what the market is doing and what you need to do next.

Guidance when you need it, how you want it

Online guidance with access to investment specialists 24/7 and over 3,500 Financial Solutions Advisors nationwide.

Investing solutions built around you

With our award-winning experiences, research and insights along with 24/7 support, Merrill has the solutions to help you pursue your goals with confidence.
  • Self-directed investing
    Manage your own investments with unlimited $0 online stock and ETF trade commissions, $0 balance minimums and $0 annual fees.Footnote *
  • Merrill Guided Investing
    AN INVESTMENT ADVISORY PROGRAM

    Create your goals online with or without an advisor, and we'll manage investing while you manage life.Footnote 1
  • Personal Guidance
    Work with a Financial Solutions Advisor in the way that's most convenient to you.
Select to Learn more about investing solutions

Actionable investing ideas, powered by award‑winning researchFootnote 2

“One of the top global research firms”
BofA Global Research was named one of the Top Global Research Firms by Institutional Investor from 2011-2020.Footnote 2

A Platform Powered by Industry Leading Providers

Bank of America Securities
CFRA
Factset
Lipper
Morningstar
MSCI
OptionsPlay
Recognia
Thomson Reuters
Trefis
Investing and Banking Connected

Merrill and Bank of America

Security, convenience and rewards that matter most, available in the Bank of America app.
“As a Preferred Rewards customer since 2014, the combination of banking and brokerage are fantastic.”
Blaine Reinkensmeyer, Head of Research at Stockbrokers.com
Learn more about Preferred Rewards
Simply link your accounts to start banking or investing from wherever you are and earn rewards on more of the things you do every day.
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Make an impact by aligning your portfolio with your values

With Merrill's Environmental, Social and Government (ESG) portfolio analysis and research experiences, we can help you invest with companies that share your values with sustainable and impact investing strategies.Footnote 3

Merrill Edge Self‑Directed was awarded No. 1 for ESG InvestingFootnote 4

Stockbrokers.com 2021 Annual Broker Review

MOBILE INVESTING & TRADING

Ease-of-Use, security and convenience you can depend on
  • Access your Merrill investment and Bank of America bank accounts anytime, anywhere on any of our mobile apps
  • Securely transfer funds between banking and investing accounts and place trades with confidenceFootnote 5
  • Review your portfolio's performance, change, or add new goals whenever you like

Ready to get started?

Available 24/7

Set up a meeting

Footnote 
Other fees may apply. Sales of EFTs are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning ETFs and mutual funds. To learn more about Merrill pricing, visit our Pricing page.
Footnote 
Please review the applicable Merrill Guided Investing Program Brochure (PDF) or Merrill Guided Investing with Advisor Program Brochure (PDF) for information including pricing, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circumstances of all owners on the account. If you are the fiduciary of this account for the benefit of the account owner or account holder (e.g., trustee for a trust or custodian for an UTMA), please keep in mind that these assets will be invested for the benefit of the account owner or account holder. Merrill Guided Investing is offered with and without an advisor.

Merrill, Merrill Lynch, and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and Managed Account Advisors LLC ("MAA") an affiliate of MLPF&S. MLPF&S and MAA are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.
The Chief Investment Office (CIO) develops the investment strategies for Merrill Guided Investing and Merrill Guided Investing with Advisor, including providing its recommendations of ETFs, mutual funds and related asset allocations. Managed Account Advisors LLC (MAA), Merrill's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Guided Investing strategies for client accounts, including facilitating the purchase & sale of ETFs and mutual funds in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).

You may also be able to obtain the same or similar services or types of investments through other programs and services, both investment advisory and brokerage, offered by Merrill; these may be available at lower or higher fees than charged by the Program. The services that you receive by investing through Merrill Guided Investing or Merrill Guided Investing with Advisor will be different from the services you receive through other programs. You may also be able to obtain some or all of these types of services from other firms, and if they are available, the fees associated with them may be lower or higher than the fees we charge.
Footnote 
Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2020 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC popup, and wholly owned subsidiary of Bank of America Corporation. For more information about this award, go to Institutional Investor popup. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.
Footnote 
Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.
Footnote 
Merrill Edge Self-Directed was evaluated as one of 11 online brokers in StockBrokers.com 2021 Online Broker Review published on January 19, 2021. StockBrokers.com evaluated brokers using 256 variables across 7 categories. The Best In Class rating recognizes brokers that ranked in the top 5 in that category. Learn more at StockBrokers.com popup. Rankings and recognition from StockBrokers.com are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.
Footnote 
Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, Bank of America Advantage SafeBalance Banking™, Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.
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Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.
Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary (PDF).

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member Securities Investor Protection (SIPC) popup and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp").
Merrill Lynch Life Agency Inc. (MLLA) is a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:
Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity


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