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Taking a few steps now, while you're still working, to prepare for your health care costs in retirement can give you more choices down the road.
Knowing how much of a role you want to play in selecting and managing your investments can help you choose the approach that aligns with your goals.
Investing in Volatile Times
Using Dollar-Cost Averaging to Make Scheduled Investments
Even if it feels like time is running short, you can still take steps to help stay on track for the retirement you want.
Do You Have Too Many Retirement Accounts?
Retirement Account Distributions After Age 70½
Use these tax-efficient strategies to help make the most of your long-term investments.
Calculating Taxes on Stock Sales
Five Strategies for Tax-Efficient Investing
Learn about the advantages these surprisingly adaptable plans have over other options to pay for college, such as a UTMA/UGMA account.
Checklist: Paying Off Student Loans
Using 529 Plans to Invest for College and Transfer Wealth
Building an emergency fund could take years. Here are steps you can take in the meantime.
Tips for When Family Members Ask You for Money
Money and Marriage: 6 Tips for a Financially Happy Marriage
Making financial gifts to your children now, instead of in your will, can be very satisfying. Here are things to consider.
What to Know When a Loved One Passes
3 Smart Ways to Pass IRA Assets to Your Heirs
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*Merrill Edge was evaluated against 18 others in the Barron's 2015 Best Online Broker Survey, March 7, 2015. Learn more at http://webreprints.djreprints.com/50485.html. Barron's is a trademark of Dow Jones & Co., L.P. All rights reserved. Reprinted with permission of Barron's.
** For J.D. Power 2014 Certified Contact Center ProgramSM information, visit www.jdpower.com.
Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Merrill Edge, available through Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S"), consists of Merrill Edge Advisory Center (investment guidance) or self-directed online investing.
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Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
The performance data contained herein represents past performance which does not guarantee future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted. For performance information current to the most recent month end, please contact us.
Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. 10 year returns are provided for funds with greater than 10 years of history.
Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us.
Expense Ratio – Gross Expense Ratio is the total annual operating expense (before waivers or reimbursements) from the fund's most recent prospectus. You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus.