1Offer valid only for new Merrill Edge self-directed IRA and CMA accounts opened by March 31, 2015. Offer is limited to one per account type (CMA or IRA); two total per accountholder (or per all accountholders of a joint account). Eligible IRAs limited to Rollover, Traditional, Roth and Sole-Proprietor SEP IRAs only. This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held with Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill Edge reserves the right to change or cancel this offer at any time. Offer only valid for accounts that enroll through the process specified below. Cash reward is a one-time deposit made within one week into your IRA or CMA after meeting qualifying criteria.
How to Enroll: Customers must enroll by clicking the ENROLL AND OPEN button above, or ask to be enrolled when speaking with a Merrill Edge Financial Solutions Advisor™ at 866.548.7351.
Cash Reward: Open and fund an account within 45 days from accounts held outside Merrill Lynch and Bank of America, and maintain the minimum qualifying balance for an additional 180 days. For purposes of this offer, qualifying balance shall mean total incoming assets or transfers (including cash, securities and/or margin debit balance transfers) from external accounts, minus assets withdrawn or transferred out of the account within the 180 day holding period. Cash reward qualifications: assets of $20,000 to $49,999 in cash and/or securities receive $100; for $50,000-$99,999, receive $250; for $100,000-$199,999, receive $500; for $200,000 or more, receive $1,000. Assets held by 401(k) plans through Merrill Lynch are excluded. Please allow up to one week following expiration of the 180-day holding period for the cash reward to be credited to your account.
If insurance products are made available to clients through their account relationships with Merrill Lynch, note that waiver of fees, including account fees, may not be used as an inducement to sell any kind of insurance, including life insurance or annuities.
$0 trades begin within 5 business days of account opening and must be used within 90 calendar days; up to 300 trades per account. Commission-free trades are only applicable in the new account and are limited to online equity and ETF trades. Standard commission rates apply to trades in excess of the 300-trade limit or after 90 days. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply. Trades are not transferable, apply only to the account receiving the offer, and are not available for Merrill Edge Advisory Center accounts or other Merrill Lynch Wealth Management accounts. Merrill Edge does not, and this offer is not meant to, promote day trading or solicit engagement in day trading activities. Day trading can be extremely risky. Investors are solely responsible for their own investment decisions, and should research any investment strategy carefully before investing. Employees covered by the AIM policy must adhere to the AIM trading guidelines.
Merrill Edge MarketPro® Trial begins within 5 business days of account opening and expires after 90 calendar days. To learn about additional ways to qualify for Merrill Edge MarketPro™, see merrilledge.com/marketpro. Not available for employees of Bank of America or Merrill Lynch and business accounts.
Tax Disclaimer: The value of this reward you receive may constitute taxable income. In addition, Merrill Lynch may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as Bank of America Corporation and its affiliates and associates do not provide tax advice.
2 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. When placing a trade, Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) determines whether you meet the balance or relationship requirements to qualify that trade for the $0 waiver. To determine the number of qualifying trades, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when qualification requirements are not met, or when you exceed the number of qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply.
a) Fees are waived for 30 online equity trades each month including stock and exchange traded funds (ETFs) on behalf of MLPF&S, for customers who meet any one of the following criteria:
i) Combined total of $25,000 or more in your deposit accounts at Bank of America, N.A. MLPF&S adds the average collected balances in your deposit accounts as of the prior month to the balances in your bank CD and IRAs as of the prior business day. Bank deposit accounts with the same Social Security number (SSN) as the SSN(s) on the self-directed brokerage account are systematically included in the balance determination. Standard deposit account fees apply.
ii) Or combined balance of $25,000 or more in cash balances in one or more of the following sweep options in your Merrill Edge self-directed account(s) as of the prior business day:
- Bank Deposit Accounts sweep with your Cash Management Account® (CMA®)
- Retirement Assets Savings Program II sweep with your IRA.
iii) Or Platinum Privileges clients.
iv) Or Preferred Rewards Platinum clients.
b) Fees are waived for 100 online equity trades each month, including stock and ETFs, on behalf of MLPF&S, for Preferred Rewards Platinum Honors clients.
This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S. Other fees and restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. To learn about additional ways to qualify for $0 trades, call 1.888.MER.EDGE (1.888.637.3343) or visit merrilledge.com/pricing.
3Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, Safe Balance banking accounts and Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.
4Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011, 2012 and 2013, based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to www.institutionalinvestor.com/TopGlobalResearch2013.
5BofA Merrill Lynch Global Research has nearly 700 analysts in more than 20 countries, covering more than 2,800 companies. These analysts specialize in equity, macro and credit research. Merrill Edge Select Funds and Select ETFs allow you to review funds by a Morningstar category that meets a Merrill Lynch screening standard to help you identify investments that are in line with your personal need and investment objectives.
ARPJ8BSV EXP 9/2/2015