Life Events: Kids or Parents Moving In

Life happens. Will you be ready?
Throughout your investing life, you're going to experience life events — some planned, some not — that will affect your finances.
We're here to help you prepare for those critical times of financial change.

Kids or parents moving in

It's increasingly common for parents, adult children and grandchildren to live together. Learn how to prepare for life in a "multigenerational" household.
Keep in mind:
Set up ground rules that you all agree on
Create a household budget and track payments and expenses
Share common costs, keeping in mind individual needs and finances

Budgeting and saving

Cash Flow Calculator

Use this tool to get a handle on your family's monthly expenses.

Play the video about How to set a budget and stick to it

Careful budgeting can help you navigate the waters of family spending.

Single parents: How to get ahead financially

Tips to help you identify your goals, budget carefully and reduce debt.

Balancing your needs with your loved ones'

Planning for retirement requires a careful balancing act. These suggestions may help.
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Any information presented about tax considerations affecting your financial transactions or arrangements is not intended as tax advice and cannot be relied on to avoid any tax penalties. Neither Merrill Edge® nor its Financial Solutions Advisors provide tax, accounting or legal advice. You should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with your personal professional advisor.