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How do you want your account managed following your rollover?

I'll select my own investments

I prefer a portfolio that's managed for me

Which best describes your business right now?

I'm self-employed

I have employees

I am an employee

When do you plan to pay taxes?

Merrill, its affiliates, and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

How much will you invest to start?

Between $1,000 and $20,000

At least $20,000

Starting with less than $1,000?

Open a self-directed account instead

How much will you contribute to start?

Between $1,000 and $20,000

At least $20,000

Starting with less than $1,000?

Open a self-directed account instead

How much will you contribute to start?

Between $1,000 and $20,000

At least $20,000

Starting with less than $1,000?

Open a self-directed account instead

How much will you contribute to start?

Between $1,000 and $20,000

At least $20,000

Starting with less than $1,000?

Open a self-directed account instead

How much will you contribute to start?

Between $1,000 and $20,000

At least $20,000

Starting with less than $1,000?

Open a self-directed account instead

Great! Let's get you started:

Or manage your own investments and pay no annual fee
Or manage your own investments and pay no annual fee
Or manage your own investments and pay no annual fee
Or manage your own investments and pay no annual fee
Or manage your own investments and pay no annual fee

Get started with a Financial Solutions Advisor

Get started with our online application, then review your financial picture with an advisor.

Set up a meeting

Call an advisor now

What type of account are you looking for?

Select an account to continue
Prefer to have your account managed for you? See if you qualify

Great! Based on your responses, this account may be right for you:

Great! Based on your responses, these accounts may be right for you:

You'll need to open a matching IRA before moving assets. This account may be right for you:

You'll need to open a matching IRA before moving assets. One of these accounts may be right for you:

You're almost there! Based on your responses, these plans may best match your business:

You're almost there! Based on your responses, this plan may best match your business:

If you're unsure what type of retirement account to open, please ask your employer.

Small business 401(k)

Attract and retain talented employees by offering this low-cost, easy-to-manage 401(k) — designed for the needs of small businesses.

Individual 401(k)

Reduce your taxes while having access to your money through loans with a plan designed for self-employed business owners and their spouses.

SEP IRA

Benefit from the flexibility to contribute as your cash flow allows, with contribution limits nearly 10 times higher than a traditional IRA.

SIMPLE IRA

Have 100 or fewer employees? Enjoy easy plan administration while offering potential tax advantages to your business and employees.

BASIC™

The BASIC™ plan is a flexible, low-cost retirement plan for employers, offering profit sharing, money purchase plans and tax-deductible contributions.
Download PDF application for a BASIC plan with Merrill
Currently available only to new participants in previously established plans

Retirement Cash Management Account (RCMA®)

A RCMA® offers a full range of investment choices for those with an established profit sharing, 401(k), money purchase or defined benefit plan.

Business Investor Account (BIA)

Access a suite of investment-based solutions and cash-management services to pursue the needs of your small business.

Working Capital Management Account (WCMA®)

Work with a licensed Merrill Financial Solutions Advisor and access cash management services to pursue the needs of your small business.

Business Health Savings Account (HSA)

Individuals with qualified high-deductible health plans can enjoy the benefits of a tax-advantaged investing account from Bank of America while saving for many out-of-pocket medical expenses.

Small business banking

Find out how Bank of America can work for your business.
Roth IRA
Moving assets from a Roth 401(k) or Roth 403(b)?
Choose a Roth IRA instead
Don't see what you're looking for? We'll help you find the right account.
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Need help? Call 888.637.3343