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Life Events
Paying off student loans
There are many strategies that could help you manage student loans efficiently. These resources can help you get started.
Keep in mind:
Consider
paying extra each month to reduce the loans with the highest interest rates first, followed by those with the largest balances
Think about
ways to enhance your income, like a second job
Explore
jobs that offer subsidies or debt forgiveness
Browse resources
Watch
Delaying student loan repayment
If you're unable to afford your monthly loan payment, there might be options to delay repayments.
Introduction to student loan repayment options
There are lots of ways to approach student loan debt. Here's an overview of some of the options.
Income-based student loan repayment plans
These plans can keep your payments low enough to manage on your income, but they have pros and cons.
Read
After college: Repaying your student loans
When it comes to repaying your school loans, it's likely that you'll have some options to consider.
Explore
Cash Flow Calculator
Use this tool to track your expenses and get a handle on your monthly expenses.
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Financial Solutions Advisor
Merrill Guided Investing with an advisor
All the benefits of Merrill Guided Investing with an advisor who will discuss your priorities and provide advice and guidance to help you pursue your goals
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Important disclosures
Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
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