Losing a loved one

The last thing anyone wants to prepare for is the loss of a loved one. But there are important decisions to make, and planning ahead can help make this time a little less stressful.
Keep in mind:
  • Gather important financial documents
  • Notify institutions responsible for payments and assets
  • Set a budget for the funeral, if it was not preplanned
  • Consider the executor
Browse resources
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What to know when a loved one passes
Considerations related to settling the estate, particularly bills, taxes and other outstanding debts.
If your spouse dies with no will
What to consider when your spouse dies without a will or trust to bequeath.
If you inherit investments
Merrill forms
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Merrill Guided Investing with an advisor
All the benefits of Merrill Guided Investing with an advisor who will discuss your priorities and provide advice and guidance to help you pursue your goals
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Important disclosures

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

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1 You have choices for what to do with your employer sponsored retirement plan. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth, roll over to an employer sponsored plan from a prior employer to an employer sponsored plan at your new employer, take a distribution or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. Visit http://www.merrilledge.com/retirement/rollover-ira. or call a Merrill Edge rollover specialist at 888.637.3343 for additional information about your choices.