How to Invest for Retirement with Merrill Edge
Products to help you pursue the retirement you want
Investment Products
Offered by Merrill Edge®
Mutual Funds
Choose from thousands of funds including most well-known fund families.1
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Stocks, Bonds, ETFs
Complete access to stock, bond and ETF markets. Industry-leading research, stock and bond screeners, and market news help you feel confident about the decisions you make.
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Bank Products (FDIC-Insured)
Offered by Bank of America, N.A.
Featured CD IRA
Let the Bank of America, N.A. Featured CD IRA take the guesswork out of saving and provide you with the peace of mind of a guaranteed return.
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Money Market IRA
This savings product from Bank of America, N.A allows you to earn money market saving rates and enjoy a low minimum to open.
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You May Also Want to Consider
Annuities
Annuities are another effective retirement savings strategy. They are designed to help you accumulate tax-deferred savings and can guarantee your income later in life. Annuity guarantees are backed by the claims-paying ability of the issuing insurance company.
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Term Life Insurance
Insurance can insulate your family, as well as your retirement plan, college savings and other assets, from the financial burdens of unforeseen events. With term life insurance coverage, your loved ones can be protected if you're not there to provide for them.
Learn more about term life insurance »
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All annuity contract and rider guarantees, including optional benefits and any fixed subaccount crediting rates or annuity payout rates, are backed by the claims-paying ability of the issuing insurance company. All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. They are not backed by Merrill Lynch or its affiliates, nor do Merrill Lynch or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

1 In addition to receiving dealer concessions and asset-based sales charges and/or services fees in connection with clients' purchasing and holding mutual fund shares, Merrill Lynch and its affiliates provide other services for which they may receive additional compensation from funds or their affiliates. This compensation is generally disclosed in a fund's prospectus, and if available, the summary prospectus, statement of additional information or website. For specific mutual fund family compensation information, please contact the Investment Center.

Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. This and other information may be found in each fund's prospectus and/or, if available, the summary prospectus. Always read the prospectus and/or, if available, the summary prospectus carefully before you invest or send money.

Banking products are provided by Bank of America, N.A. Member FDIC and a wholly owned subsidiary of Bank of America Corporation.