Retirement Investing

Wherever you are in life, retirement starts with a plan. That's where Merrill Edge® can help with easy-to-use tools, a full range of investment choices and the help and guidance you need — whether you're planning for retirement, nearing retirement or living in retirement.
Calculate your personal retirement number
How much will you need to retire?
Get your personal retirement number with our easy-to-use retirement calculator.
Compare IRAs with our IRA Selector Tool
Traditional or Roth IRA?
See if a Roth or Traditional IRA may be right for you with our IRA Selector Tool.
Rollover your 401(k) into a rollover IRA
Should you consider rolling over your 401(k)?
A rollover IRA isn't right for everyone. Consider all of your choices and learn if a Rollover IRA may be right for you.1
Get one-on-one guidance
Need help planning for retirement?
Call 1.888.637.3343 for one-on-one guidance or meet with a Merrill Edge Financial Solutions Advisor™ at select Bank of America banking centers.

Retirement Solutions

Consolidating your retirement assets into one easy-to-manage account is simple with a Rollover IRA. But, a Rollover IRA isn't right for everyone. Consider all of your choices and learn if a Rollover IRA may be right for you.1
Invest for retirement while benefiting from the tax advantages of a Roth IRA or Traditional IRA.
Learn if a 401(k), SEP IRA or Simple IRA small business retirement plan may be right for you.
Help replace your paycheck later in life with guaranteed income from an annuity from Merrill Lynch Life Agency, Inc.
All annuity contract and rider guarantees, including optional benefits and any fixed subaccount crediting rates or annuity payout rates, are backed by the claims-paying ability of the issuing insurance company. They are not backed by Merrill Lynch or its affiliates, nor do Merrill Lynch or its affiliates make any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Learn more about retirement

Watch Social Security - Your Money at Stake
Our latest video goes behind the headlines on the future of Social Security and uncovers how the choices you make today could help boost your retirement income later.
A Roth may let you avoid future taxes on your retirement nest egg by letting you make taxable contributions now. Read the article
Many investors are concerned about whether they'll ever be able to retire. Here are four steps that will help put the worst of your retirement fears to rest. Read the article
Converting your Traditional IRA or employer-sponsored retirement account to a Roth IRA may offer you more flexibility and control over your nest egg in retirement. Read the article
Ready to get started?
Looking for investment advice and guidance?
Pursue your financial goals with advice and guidance from a licensed Merrill
Edge Financial Solutions Advisor™, and ask about getting your own personalized
Merrill Edge Roadmap® to help you get on track — and stay on track.2
Ready to get started?
Call 24 hours a day, 7 days a week
$600 IRA offer
Get up to $600 when you enroll, open and fund a new Merrill Edge investment account or IRA.
1 You have choices for what to do with your employer sponsored retirement plan. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth, roll over to an employer sponsored plan from a prior employer to an employer sponsored plan at your new employer, take a distribution or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. Visit or call a Merrill Edge rollover specialist at 1.888.637.3343 for additional information about your choices.

2 Merrill Edge Roadmap participation requires a Merrill Edge Advisory Center account.

3 Merrill Edge Report Spring 2014: Addressing the financial priorities and concerns of Americans with $50k to $250k to invest. To view the full report, visit