Rollover IRA Accounts | Plan Your Retirement with Merrill Edge rollover-ira
Rollover your 401k or 403b retirement savings.
Why roll over to Merrill Edge®?

We know you’ve got options when it comes to selecting a Rollover IRA. Here are some reasons we believe Merrill Edge is an excellent choice.


  • We’re here to help.
    Whether you’re investing on your own or with Financial Solutions Advisors, our representatives can answer your questions, guide you through the paperwork and even call your previous employer’s plan administrator with you to initiate your 401(k) rollover to an IRA once your account has been opened.
  • More investment choices.
    We offer an array of products that are designed to fit your needs: stocks, fixed-income securities, ETFs and a comprehensive mutual fund offering. To review your choices, see Ways to Invest.
  • We offer no fee IRAs¹.
    Annual and custodial fees waived for many of our IRAs.
  • Simplified management
    It’s easier to track your progress and make informed investment decisions when your retirement savings are in one place. Coming soon, when you log on to Merrill Edge to view your retirement account information, you’ll also be able to access your Bank of America, N.A. eligible bank accounts on the same page.
How do I roll over to an IRA?
For help with your Rollover IRA call 1.888.MER.EDGE, or follow the steps below.

Step 1: A self-directed IRA rollover can be opened online. To open an account with the Merrill Edge Advisory Center call 1.888.MER.EDGE.

Step 2: Move your assets from your former employer’s 401(k), 403(b) or other employer-sponsored plan once your Rollover IRA account has been opened.

  • Call 1.888.MER.EDGE and we’ll call your former employer or plan administrator with you to determine their requirements to initiate your 401(k) rollover to an IRA.
  • Complete and return any required paperwork to your former employer.
  • Your plan administrator will send us your Rollover check and we’ll deposit it into your IRA account.
  • Use our Mutual Fund Finder2 to see which of your current mutual funds are available from Merrill Edge.

Step 3: Invest your assets. Choose from investment products such as mutual funds, stocks, bonds and ETFs. See Ways to Invest for more information.
Ready To Get Started?
Open a Rollover IRA
Call 1.888.MER.EDGE (1.888.637.3343)
Representatives are available 24 hours a day,
7 days a week.
Get up to $500 in your IRA
How much do you need to retire? Find out
Need more Information?   

1 Certain restrictions apply.
No annual IRA custodial fee for Self-Directed accounts with Merrill Edge will be charged for the life of the account for existing and prospective clients who deposit or transfer $250 or more to a traditional IRA, rollover IRA, or Roth IRA. If the client falls beneath that asset level, a fee will be charged.

No annual IRA custodial fee for accounts with the Merrill Edge Advisory Center will be charged for the life of the account for existing and prospective clients who deposit or transfer $5,000 or more to a traditional IRA, rollover IRA, or Roth IRA, and keep the assets there for one full year. Deposits must be made to a single account before December 31, 2011 to qualify for the free for life offer. Deposit must remain in account for one year from the date of deposit to qualify for the fee waiver. Free for Life means no custodial fee, up to a $50 fee for the life of the account. All other fees still apply. Accounts not qualifying for the free for life promotion will be charged an annual custodial fee with a minimum of $50 and a maximum of $100.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

2 These funds are representative of the funds offered by Merrill Edge. Please call 888-MER-EDGE for a complete list of available funds.