Get thirty $0 online trades
Qualify for up to thirty $0 online equity and ETF trades per month1 when you have a balance of $25,000 in your Bank of America deposits accounts, or have $25,000 in cash in your Merrill Edge self-directed accounts.1
+Other fees may apply. See fee details
 
 
Start Today
 
 
With a Merrill Edge online investing account, you'll get the resources and support you need:
 
 
$6.95 per trade
Simple flat-rate
pricing
Get up to thirty $0 online equity and ETF trades per month when you are a Preferred Rewards® client.2
+Other fees may apply.
Consolidate your investment and bank accounts
View investing &
banking on one page
See your Merrill Edge investment and Bank of America bank accounts with one login. And, you can move money between these accounts in real time.3
Access anytime anywhere
Access anytime, anywhere
Access your account online, on your mobile device and at thousands of Bank of America ATMs.
 
Research and Tools
Research and tools
Make informed investment decisions with access to independent research, the insights of Merrill Lynch and easy-to-use tools.
One on One Guidance
One-on-one guidance
Get one-on-one guidance when you need help.
Full range of investments
Full range of investments
Choose from a wide range of stocks, bonds, ETFs and well-known mutual funds.
 
 
Mutual funds cash bonus chart
 
 
$600 Cash Offer
Get up to $600 cash when you invest with Merrill Edge.4
How to enroll:
Click the "Start Today" button above or the "Enroll and open" button below to open your account.
Ask a Merrill Edge Financial Solutions Advisor™ for the offer at select Bank of America banking centers or by calling 1.888.MER.EDGE (888.637.3343).
Enroll and open a mutual fund account
 
How to qualify:
Make a qualifying deposit to your new account within 30 days.
Maintain your qualifying deposit for at least 90 days.
Receive your cash bonus within 45 days after the 90-day qualifying period.
 
+In addition to your stock or ETF (or option) commissions, sell orders also may be subject to a fractional share liquidation fee of 10% of proceeds and a transaction fee (of between $0.01 to $0.03 per $1,000 of principal). If applicable, this fee appears under "Transaction Fee" on Trade Confirmation. There are also fees associated with investing in ETFs. Read the Expenses & Charges section of the prospectus to fund out what they are. Contact us to obtain a prospectus.

1 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. When placing a trade, Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) determines whether you meet the balance or relationship requirements to qualify that trade for the $0 waiver. To determine the number of qualifying trades, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when qualification requirements are not met, or when you exceed the number of qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply.

a) Commissions are waived for 30 online equity trades each month including stock and exchange traded funds (ETFs) on behalf of MLPF&S, for customers who meet any one of the following criteria:

i) Combined total of $25,000 or more in your deposit accounts at Bank of America, N.A.. MLPF&S adds the average collected balances in your deposit accounts as of the prior month to the balances in your bank CD and IRAs as of the prior business day. Bank deposit accounts with the same Social Security number (SSN) as the SSN(s) on the self-directed brokerage account are systematically included in the balance determination. Standard deposit account fees apply.
ii) Or combined balance of $25,000 or more in cash balances in one or more of the following sweep options in your Merrill Edge self-directed account(s) as of the prior business day:

- Bank Deposit Accounts sweep option with your Cash Management Account® (CMA®)
- Retirement Assets Savings Program II sweep with your IRA

iii) Or Platinum Privileges clients.
iv) Or Preferred Rewards Platinum clients.

b) Commissions are waived for 100 online equity trades each month, including stock and ETFs, on behalf of MLPF&S, for Preferred Rewards Platinum Honors clients.

This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S. Other fees and restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. To learn about additional ways to qualify for $0 trades, call 1.888.MER.EDGE (1.888.637.3343) or visit merrilledge.com/pricing

2 You are eligible to enroll in the Preferred Rewards program if you have an active, eligible Bank of America personal checking account and maintain a three month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill Edge and Merrill Lynch investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. SafeBalance Banking accounts do not count towards the account or balance requirements, and do not receive the fee waivers and other benefits of the program. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. For details on Employee qualification requirements, please visit the Employee Banking & Investments website. The Preferred Rewards Gold tier does not include the $0 online equity and ETF trades via Merrill Edge®, a benefit that is currently available at the Platinum and Platinum Honors tiers of Preferred Rewards. Platinum Privileges clients who enroll in Preferred Rewards and qualify for the Gold tier could potentially lose this benefit.

3 Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s and Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.

4 Offer valid only for new Merrill Edge self-directed IRA and CMA accounts. Offer is limited to one per account type (CMA or IRA); two total per accountholder (or per all accountholders of a joint account). Eligible IRAs limited to Rollover, Traditional, Roth and Sole-Proprietor SEP IRAs only. This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held with Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill Edge reserves the right to change or cancel this offer at any time. Offer only valid for accounts that enroll through the process specified below.

How to Enroll: Customers must enroll by clicking the button above, or ask to be enrolled when speaking with a Merrill Edge Financial Solutions Advisor™ at 1.888.637.3343 or at select Bank of America banking centers.

Cash Reward: Open and fund an account within 45 days from accounts held outside Merrill Lynch and Bank of America, and maintain the minimum qualifying balance for an additional 90 days. For purposes of this offer, qualifying balance shall mean total incoming assets or transfers (including cash, securities and/or margin debit balance transfers) from external accounts, minus assets withdrawn or transferred out of the account within the 90-day holding period. Cash reward qualifications: assets of $20,000 to $49,999 in cash and/or securities receive $100; for $50,000—$99,999, receive $150; for $100,000—$199,999, receive $250; for $200,000 or more, receive $600. Assets held by 401(k) plans through Merrill Lynch are excluded. Cash reward is a one-time deposit made within one week into your IRA or CMA after meeting qualifying criteria.

The offering of cash rewards, free trades, waiver of fees (including account fees), and/or any other thing of value may not be used as an inducement to sell any kind of insurance, including life insurance or annuities.

$0 trades begin within 5 business days of account opening and must be used within 90 calendar days; up to 300 trades per account. $0 trades are only applicable in the new account and are limited to online equity and ETF trades. Standard commission rates apply to trades in excess of the 300-trade limit or after 90 days. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply. Trades are not transferable, apply only to the account receiving the offer, and are not available for Merrill Edge Advisory Center accounts or other Merrill Lynch Wealth Management accounts. Merrill Edge does not, and this offer is not meant to, promote day trading or solicit engagement in day trading activities. Day trading can be extremely risky. Investors are solely responsible for their own investment decisions, and should research any investment strategy carefully before investing.

Tax Disclaimer: The value of this reward you receive may constitute taxable income. In addition, Merrill Lynch may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as Bank of America Corporation and its affiliates and associates do not provide tax advice.

Merrill Edge MarketPro™ Trial begins within 5 business days of account opening and expires after 90 calendar days. To learn about additional ways to qualify for Merrill Edge MarketPro™, see merrilledge.com/marketpro. Not available for employees of Bank of America or Merrill Lynch and business accounts.

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