Investing & Banking Connected

Bank with Bank of America.
Invest with Merrill Edge®.

Simplify your financial life with Merrill Edge—offering the investment insights of Merrill Lynch plus the convenience of Bank of America banking. You'll get access to a full range of investments, research and insights, and one-on-one guidance when you need it—all with low standard pricing that beats out Fidelity, Schwab and E*TRADE1.

Investing & banking connected

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Bank and invest with one log-in—log in once to view and manage your Merrill Edge investment and Bank of America® bank accounts
Real time transfers from your iPad
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Real-time transfers—instantly move funds between your Merrill Edge investment and eligible Bank of America bank accounts4
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Access anytime, anywhere—see your Merrill Edge investment and Bank of America bank accounts online, on your mobile device and at thousands of Bank of America ATMs
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Help when you want it—meet with a licensed Merrill Edge Financial Solutions Advisor™ at over 1,400 select Bank of America banking centers
Preferred Rewards offers real benefits and rewards on your Merrill Edge investment and Bank of American banking account balances. And as your qualifying balances grow, so do your program benefits.

Learn more
Get up to 100 $0 trades per month.
Other fees may apply2

Online investing, streamlined

Simple flat-rate pricing
Simple flat-rate pricing
Get $6.952 per unlimited online equity and ETF trade with no trade or balance minimums.
Learn how to qualify for $0 trades3. See fee details.2
Full range of investments
Full range of investments
Choose from a variety of stocks, bonds, ETFs, and well known mutual funds then narrow your choices with help from our powerful screening tools.
Simplified investing
Simplified investing
Simplify your search for the right investment with Merrill Edge Select® Funds & ETFs--mutual funds and ETFs evaluated and categorized by the professionals at Merrill Edge.
Professionally managed portfolios
Professionally managed portfolios
Meet with a Merrill Edge Financial Solutions Advisor™ and choose a Merrill Edge Select® Portfolio aligned to your investment goals.
Research and insights
Research and insights
Make informed investment decisions with actionable insights, timely investing ideas from Morningstar, S&P Capital IQ, Dow Jones & Company and BofA Merrill Lynch Global Research.
Get one-on-one guidance
One-on-one guidance
Turn to us whenever you want one-on-one guidance to ensure you are getting the most out of Merrill Edge resources.
Ready to get started?
1.888.637.3343
Call 24 hours a day, 7 days a week
$600 IRA offer
Get up to $600 when you enroll, open and fund a new Merrill Edge investment account or IRA.
Please note that the following fees and commissions apply only to Merrill Edge self-directed investing accounts. They do not apply to any other MLPF&S accounts.

1 Fidelity's standard online price is $7.95 per equity or ETF trade (excluding certain iShares and Fidelity ETFs offered commission-free). Schwab's standard online price is $8.95 per equity or ETF trade (excluding ETFs available through Schwab ETF OneSource™ when placed in a Schwab account that are available commission-free). E*TRADE's standard online price for equity, ETF or option trade is $9.99, $7.99 for customers who trade at least 150 times per quarter, $6.99 for customers who trade 1,500+ times per quarter. Note: Competitive comparison pricing information as of 9/15/2014 excludes special promotional offerings.

2 Other management and transaction fees may apply. In addition to your stock, ETF or option commission, sell orders may also be subject to a transaction fee (of between $0.01 to $0.03 per $1,000 of principal). If applicable, this fee appears under "Transaction Fee" on a Trade Confirmation. Your stock or ETF commissions sell orders may also be subject to a fractional share liquidation fee of 10% of proceeds. There are other fees associated with investing in ETFs, Read the "Expenses & Charges" sections of the prospectus to find out what they are. Contact us to obtain a prospectus.

3 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. When placing a trade, Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) determines whether you meet the balance or relationship requirements to qualify that trade for the $0 waiver. To determine the number of qualifying trades, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when qualification requirements are not met, or when you exceed the number of qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply.

a) Commissions are waived for 30 online equity trades each month including stock and exchange traded funds (ETFs) on behalf of MLPF&S, for customers who meet any one of the following criteria:

i) Combined total of $25,000 or more in your deposit accounts at Bank of America, N.A. MLPF&S adds the average collected balances in your deposit accounts as of the prior month to the balances in your bank CD and IRAs as of the prior business day. Bank deposit accounts with the same Social Security number (SSN) as the SSN(s) on the self-directed brokerage account are systematically included in the balance determination. Standard deposit account fees apply.

ii) Or combined balance of $25,000 or more in cash balances in one or more of the following sweep options in your Merrill Edge self-directed account(s) as of the prior business day:

- Bank Deposit Accounts sweep option with your Cash Management Account® (CMA®)
- Retirement Assets Savings Program II sweep with your IRA

iii) Or Platinum Privileges clients.
iv) Or Preferred Rewards Platinum clients.

b) Commissions are waived for 100 online equity trades each month, including stock and ETFs, on behalf of MLPF&S, for Preferred Rewards Platinum Honors clients.

This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S. Other fees and restrictions may apply. Relationship requirements and pricing are subject to change and/or termination without advance notice. To learn about additional ways to qualify for $0 trades, call 1.888.MER.EDGE (1.888.637.3343) or visit merrilledge.com/pricing.

4 Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s and Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.

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