You automatically enjoy status in the Platinum Privileges
® program if you maintain at least $50,000 as a combined balance in your Bank of America deposit accounts and/or your Merrill Edge brokerage accounts and have a Bank of America personal checking account or Merrill Edge brokerage account. As of 7/9/2012, to qualify for the Platinum Privileges
® program you must have an active Bank of America checking account. The balance qualifications, including combined balances, are not changing. Depending on your account type, you may not be eligible for Platinum Privileges. Platinum Privileges is not available in California. For additional information regarding the Platinum Privileges program please visit bankofamerica.com/PlatinumPrivileges. If you are a Merrill Lynch Wealth Management and/or U.S. Trust customer, you are not eligible for Platinum Privileges
®, and you can speak with your Financial Advisor or Private Client Advisor for information about the benefits available to you.
1 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. MLPF&S waives its commission fee for as many as 30 monthly online equity trades, including stock and exchange traded funds (ETFs) for Platinum Privileges clients. To learn about additional ways to qualify for $0 trades, call 888-MER-Edge (888-637-3343) or visit
merrilledge.com/pricing. To determine the 30-trade limit, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when qualification requirement is not met, or when you exceed 30 qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply. See
merrilledge.com for details. Standard deposit account fees apply. Relationship requirements and pricing are subject to change. This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held a MLPF&S.
2 Other fees may apply, please refer to Fees & Commissions at merrilledge.com. This offer is subject to change and/or termination without advance notice.
3 Institutional Investor magazine announced BofA Merrill Lynch Global Research as the Top Global Research Firm for 2011, based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. For more information about this award, go to
http://www.iinews.com/site/pdfs/researchaward.pdf.