Merrill Edge Investing and Banking Connected integration

Investing & Banking Connected

One part investment insights. One part banking strength.
Your gateway to dynamic investing and banking capabilities

Imagine your financial potential with the combined strength of Merrill Lynch investing and Bank of America banking behind you. When you become a Merrill Edge client, you're just clicks away from accessing information about a full spectrum of investing and banking solutions. And you’ll have the power to view and access your Merrill Edge investment and Bank of America banking accounts all at one website.


Advantages regardless of how you choose to invest
  • If you choose to invest on your own, you can take advantage of preferred pricing as your relationship with us grows, including online equity and ETF trades as low as $01 in a Merrill Edge self-directed investing account.
  • If you prefer investing with Financial Solutions Advisors, you can receive professional advice and guidance across your eligible investment and Bank of America bank accounts from the Merrill Edge Advisory Center.

All of your finances, all at one site
  • Explore a full range of investment products, including brokerage accounts and IRAs, as well as bank products, such as checking accounts and CDs.
  • Log into Merrill Edge to save time and get a more complete, secure overview of your investment, banking, credit and lending accounts.
  • Discover the power of real-time money movement between your Merrill Edge investment and Bank of America checking or savings accounts.2 
  • Mobile investing  gives you the freedom to view and access your Merrill Edge investment accounts and Bank of America bank accounts while you’re on the go. 
Investing and banking accounts connected at ATMs
  • Link up to 15 investment accounts to your Bank of America debit card3,4 and use Bank of America ATMs for account transactions, such as transfers between your investment and bank accounts, withdrawals, balance inquiries, cash or check deposits.
  • Use your Merrill Edge CMA Access® Visa® card at Bank of America ATMs to access cash and make deposits. 
Ready To Get Started?
   Open An Account   
Call 1.888.MER.EDGE (1.888.637.3343)
Representatives are available
24 hours a day, 7 days a week.
Find a Financial Solutions Advisor Near You
Connect with a Financial Solutions Advisor at a Bank of America banking center near you

Consolidating your accounts can help you keep your financial plan on track.
Please remember there's always the potential of losing money when investing in securities.

1 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. MLPF&S waives its commission fee for as many as 30 monthly online equity trades, including stock and exchange traded funds (ETFs) for customers who meet any one of the following criteria:

Combined total of $25,000 or more in your deposit accounts at Bank of America, N.A. When you make a trade, MLPF&S determines whether you meet the balance requirement to qualify that trade for the $0 waiver. MLPF&S adds the average collected balances in your deposit accounts as of the prior month to the balances in your bank CD and IRAs as of the prior business day. Bank deposit accounts with the same social security number (SSN) as the (SSN)(s) on the self-directed brokerage account are systematically included in the balance determination. If this calculation reflects a combined total of less than $25,000, a second calculation is made. To determine the 30-trade limit, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, account maintenance, research request and termination apply. See merrilledge.com for details. Standard deposit account fees apply. Relationship requirements and pricing are subject to change.

Or combined balance of $25,000 or more in cash balances in one or both of the following sweep options in your Merrill Edge self-directed account(s) as of the prior business day:
  • Bank Deposit Accounts sweep option with your CMA
  • Retirement Assets Savings Program II sweep with your IRA.

This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S.

2 Certain banking and brokerage accounts may be ineligible for real time money movement.

3 To link investment account(s) to a Bank of America debit card, Merrill Edge clients must contact the Merrill Edge Advisory Center or 888.MER.EDGE (888.637.3343) to request they be linked.

4 Military bank customers are not eligible to link their investment accounts to their Bank of America debit card.