Fixed-Income Investing

Fixed income investing can help you  diversify your portfolio
Fixed-income securities generally offer less volatility than stocks and can help you diversify your investment portfolio. Whether you're a growth-oriented investor or are seeking a steady stream of income, Merrill Edge offers direct access to a broad array of fixed-income bonds for online trading.
When you invest in fixed-income securities, in essence you're making a loan in exchange for a promise of receiving interest or dividend payments and the return of your principal at the end of the security's term. Bonds issued by the U.S. government are guaranteed as to the timely payment of principal and interest if held to maturity; other bonds are not guaranteed and carry varying degrees of credit risk. Fixed-income securities are also subject to interest rate risk.
Advantages of Bonds
  • Diversify a portfolio of stocks
  • May generate regular income
  • Help reduce your portfolio volatility
  • Generate potentially tax-free income1
Individual Bond and CD Offerings
As a Merrill Edge client, you'll have access to the broad range of fixed-income securities offered by Merrill Lynch. Our convenient online trading allows you to buy and sell:
  • U.S. Treasuries
  • Municipals
  • Agencies
  • Corporates
  • New issued brokered CDs
Fixed-Income Investing Tools and Resources
  • Enhanced Fixed Income Screener with expanded capabilities
    - Filter criteria to narrow your search and customize your views
    - Set alerts, compare bonds, add to your Watchlists and trade
  • Fixed Income Calculator: estimate income from investments
  • Taxable Equivalent Yield Calculator: view after-tax yield comparison of a bond
  • Compare tool: view up to five fixed-income bonds by yield, maturity date, call provision and ratings
  • Research and insights: exclusive BofA Merrill Lynch Global Research and independent third party commentary
  • Recent news headlines: from Dow Jones and Thomson Reuters
  • Detailed product profiles: bond-specific charts and access to fact sheets
  • Educational resources: Videos, calculators and articles about fixed income. Learn more »
Additional Fixed-Income Solutions
  • Mutual funds that invest in bonds are also available Learn more »
  • Money market mutual funds offer a lower risk and lower return option
  • CDs offer interest and Federal Deposit Insurance Corporation (FDIC) protection
  • Fixed-income annuities are available through the Merrill Edge Advisory CenterTM Learn more »
Need more help with your fixed-income investment strategy?
Invest with guidance when you open a Merrill Edge Advisory Center account. Speak to a Financial Solutions Advisor in the Merrill Edge Advisory Center. Call 1.888.MER.EDGE (1.888.637.3343) or schedule a consultation.
Ready To Get Started?
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Merrill Edge Investing Classroom
Learn the basics of bonds from coupons to collateral.
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1 Certain investors' income may be subject to the federal Alternative Minimum Tax (AMT), and state and local taxes may also apply.

BofA Merrill Lynch Global Research is equity research produced by Merrill Lynch, Pierce, Fenner & Smith Incorporated and/or one or more of its non-U.S. affiliates.

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Investors should carefully consider a fund's investment objectives, risks, charges and expenses before investing. This and other important information is included in the fund's prospectus, and if available, the summary prospectus, which should be read carefully before investing. You can review fund prospectuses, and if available, the summary prospectuses, on or request one by calling the Investment Center at 1.877.653.4732.

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