To qualify for $0 equity and ETF trades, you must meet one of these criteria:

• Maintain total combined balances of $25,000 or more in your Bank of America, N.A. deposit accounts: checking, savings, FDIC-insured CDs or FDIC-insured IRAs
• Maintain total combined balances of $25,000 or more in cash balances in your Merrill Edge self-directed account(s): Bank Deposit Accounts sweep option with your Cash Management Account (CMA) or Retirement Assets Savings Program (RASP) sweep with your IRA
• Qualify for the Platinum Privileges^® program, which requires that you have an active Bank of America personal checking account and maintain at least $50,000 as a combined balance in your Bank of America deposit accounts and/or your Merrill Edge brokerage accounts.

If you exceed the 30-trade limit during one calendar month or if you don't qualify for $0 trades, your online commission per equity or ETF trade will be $6.95 per trade.