Kurt was Regional Communications Director for the Social Security Administration in New England for nearly 20 years. Today he speaks regularly about Social Security on the radio and at retirement planning seminars all across the U.S.

Sharon Miller is the Central Division Executive for Financial Center Sales and Merrill Edge^® at Bank of America. In this role, Miller leads financial center teams working in nearly 800 locations in Arkansas, Colorado, Illinois, Iowa, Kansas, Michigan, Minnesota, Missouri, New Mexico, Oklahoma and Texas, which provide a full range of financial products, services and expertise to over 10 million Bank of America households. In addition, Miller leads a team of Merrill Edge Financial Solutions Advisors™ who work in partnership with financial center associates, the Merrill Edge Advisory Center™, and mortgage loan officers to support clients in defining and achieving their financial goals.

Miller joined Bank of America in 1996. She started her career as a Financial Advisor in Houston, Texas. She has held various leadership positions in the company including Market Executive for Nevada and Regional Executive for the Premier Banking and Investment business.

Bill is a Chartered Financial Analyst^® (CFA^®) charterholder with more than 25 years experience in the financial services industry — particularly in the areas of retirement planning and Social Security. He maintains Series 7, 6, 63, & 24 registrations with FINRA.