The wrong tools can’t make the cut for your retirement

Use the IRA Selector tool to quickly find out if a Traditional or Roth IRA may work better for you

College Planning Calculator
IRA Selector
Personal Retirement Calculator
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Did you know? 48% of Americans are most insecure about their finances.1 Learn more

Enjoy features and benefits like these

  • You can determine how much you may be able to contribute to either account.
  • For Traditional IRAs, learn how much may be tax deductible.
  • The tool can help you narrow your option down to Traditional or Roth if you qualify for both.
Did you know? 48% of Americans are most insecure about their finances.1 Learn more
To use the tool, you'll need to know your tax‑filing status and annual income.
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With Merrill Edge you get:

Streamlined way to invest
One-on-one guidance
Wide range of investments
Simple, flat-rate pricing
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Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Investment Products:
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