Fund your account

Transfer cash

Real-time¹

Up to 3 days

Fund instantly from your eligible linked Bank of America or Merrill Edge account

Within a few days from a linked account at another financial institution.

Wire transfer

Same Day

Wire funds electronically from another financial institution.

Write a check

3-5 Days

Fund your account by mailing a personal, cashier's or bank check.

Transfer accounts or securities

8+ days

Transfer an existing brokerage account, IRA account, or securities from another financial institution. You can also transfer securities instantly between your Merrill Edge accounts.

Footnote

Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, Bank of America Advantage SafeBalance Banking™, Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.