Fund your account

Transfer cash

Real-time¹

Up to 3 days

Fund instantly from your eligible linked Bank of America or Merrill Edge account

Within a few days from a linked account at another financial institution.

Wire transfer

Same Day

Wire funds electronically from another financial institution.

Write a check

3-5 Days

Fund your account by mailing a personal, cashier's or bank check.

Transfer accounts or securities

8+ days

Transfer an existing brokerage account, IRA account, or securities from another financial institution. You can also transfer securities instantly between your Merrill Edge accounts.

Footnote

¹ Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, Bank of America Advantage SafeBalance Banking™, Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.