Plan details

What's the difference between the NextGen Direct and the NextGen Select Plan?

NextGen Direct is a self-directed investment plan while NextGen Select is available with the help and guidance of a Merrill Edge Financial Solutions Advisor™. Both plans offer unique advantages, including a high maximum lifetime contribution limit of $475,000.

NextGen Direct: Designed for self-directed investors, NextGen Direct lets you choose your own investments, rebalance your existing portfolios and change your investment allocation for future contributions
NextGen Select: Managed by Merrill Edge Financial Solutions Advisors, NextGen Select lets you work with a professional advisor to choose from a broader range of investment offerings than those offered in the Direct plan

What are the fees and expenses?

With NextGen Direct, you can start investing with as little as $25 and with no annual account maintenance fee. View the complete NextGen Direct program description for all fees and expenses. (PDF) »

With NextGen Select, you can start investing with as little as $25. No annual account maintenance fees apply. Contact a licensed Merrill Edge Financial Solutions Advisor for more information on pricing and fees.

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