Money Market IRA

Money Market Savings Offered by Bank of America N.A.

See current Money Market IRA rates »

Product Details

With a Money Market IRA, the greater your balance, the higher the interest you earn.

FDIC insured to the maximum allowed by law¹
Available in Roth, Traditional and Rollover IRAs
$100 minimum opening balance²
Make deposits any time
Earn money market savings rates
Attractive option for accessing your IRA funds if you are eligible for distributions

Ready To Get Started?

Open a Money Market IRA

Call 1.888.MER.EDGE (1.888.637.3343)
Representatives are available 24 hours a day,
7 days a week.

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Find the Right IRA

There are a variety of IRA choices. Find out which ones might meet your needs.

Roth IRA
Traditional IRA
Rollover IRA
Small Business IRAs

¹ Retirement accounts opened through Bank of America, N.A., including Roth and Traditional IRAs, are insured by the FDIC up to $250,000 per depositor. These accounts are insured separately from other deposits you may have with Bank of America, N.A.

² The interest rate is variable and may change at any time after the account is opened. Fees may reduce earnings. Federal regulations limit certain transactions from Money Market IRAs. No more than 6 preauthorized or telephone/PC withdrawals and transfers are allowed each monthly statement cycle.

Banking products are provided by Bank of America, N.A. Member FDIC and a wholly owned subsidiary of Bank of America Corporation.

Any information presented about tax considerations affecting your financial transactions or arrangements is not intended as tax advice and cannot be relied on to avoid any tax penalties. Neither Merrill Edge^TM nor its Financial Solutions Advisors provide tax, accounting or legal advice. You should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with your personal professional advisor.

Merrill Edge is the marketing name for two businesses: Merrill Edge Advisory Center, which offers team-based advice and guidance brokerage services; and a self-directed online investing platform. Both are made available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S).

Investment Products:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

MLPF&S is a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC) and a wholly owned subsidiary of Bank of America Corporation.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.