Please remember there's always the potential of losing money when investing in securities.
1 You automatically enjoy status in the Platinum Privileges
® program if you have an active Bank of America personal checking account and maintain at least $50,000 as a combined balance in your Bank of America deposit accounts and/or your Merrill Edge brokerage accounts. Platinum Privileges
® is not available to U.S. Trust and Merrill Lynch Wealth Management clients. Please speak with your U.S. Trust advisor or Merrill Lynch Financial Advisor for information about the enhanced banking benefits available to you through your wealth management relationship. As of June 30, 2013, we will no longer enroll customers into the Platinum Privileges program in the states of KS, MO, NV, SC and WA.
2 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. MLPF&S waives its commission fee for as many as 30 monthly online equity trades, including stock and exchange traded funds (ETFs) for Platinum Privileges clients. To learn about additional ways to qualify for $0 trades, call
1.888.MER.EDGE (1.888.637.3343) or visit
merrilledge.com/pricing.
To determine the 30-trade limit, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when qualification requirement is not met, or when you exceed 30 qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply. See
merrilledge.com for details. Standard deposit account fees apply. Relationship requirements and pricing are subject to change.
This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S.
3 Merrill Edge MarketPro
™ is available to clients who maintain a Merrill Edge self-directed relationship. To qualify you must be a Platinum Privileges client, or maintain total combined balances of $50,000 or more in your Merrill Lynch investment accounts and Bank of America, N.A. deposit accounts, or make at least 15 self-directed trades per quarter. Not available to investment professionals, or for trust accounts and business accounts. Relationship requirements and pricing are subject to change. See merrilledge.com/marketpro for details.
4 The Platinum Money Market Savings account is only available on request to customers enrolled in the Platinum Privileges program or whose opening balance qualifies them for the Platinum Privileges program. Your enrollment in Platinum Privileges will not automatically convert any existing or new money market savings account to a Platinum Privileges Money Market Savings account without your request. See the Personal Schedule of Fees for a description of the requirements for enrollment in Platinum Privileges. If your enrollment in the Platinum Privileges program is discontinued, your Platinum Money Market Savings account will automatically convert to a standard money market savings account, and the interest rate and fees for a standard money market savings account will apply.
5 Platinum Privileges rates on select CDs and CD IRAs are available only at the beginning of the term of a CD or CD IRA and only if you are enrolled in the Platinum Privileges program at that time. If you are no longer enrolled in the Platinum Privileges program when the CD renews, you will receive a standard rate for the new term. See the Personal Schedule of Fees for details on how to qualify for the Platinum Privileges program.
6 Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, 401Ks and Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for real-time transfers will be displayed online in the to/from drop down menu on the transfer screen.
7 For information about rates, fees, other costs and benefits associated with the use of this credit card
click here and refer to disclosures accompanying the online credit card applications.
This credit card program is issued and administered by FIA Card Services, N.A.
Platinum Privileges, Merrill Edge, BankAmericard Privileges, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.