CD Solutions: Learn More about CD Solutions at Merrill Edge cd
Flexible CD solutions
Bank of America offers an array of CD options depending on your savings goals. Each CD offers a competitive interest rate and deposits are covered by Federal Deposit Insurance Corporation (FDIC) protection.
Flexible CD Options
Risk Free CD®
  • $5,000 minimum opening balance
  • 9-month term
  • Enjoy the fixed rate of return
    with penalty-free1 access to
    your money
  • Offers a fixed return with the
    flexibility to access your
    funds
Opt-Up® CD
  • $10,000 minimum opening balance
  • 18-month term
  • Enjoy a one-time reset to the current rate if interest rates
    rise during the term of the
    CD
Featured CD IRA
  • $2,000 minimum opening balance
  • 12-month term with a locked annual percentage yield (APY)
  • One of the safest ways to save for retirement: FDIC insured with a steady return
  • Available in Roth, Traditional and Rollover IRAs
Ready To Get Started?
   Open An Account   
Call 1.888.MER.EDGE (1.888.637.3343)
Representatives are available
24 hours a day, 7 days a week.
Our call center was recognized by J.D. Power for
"An Outstanding Customer Service Experience."
Why Merrill Edge?
1 For a Risk Free CD®, we waive the early withdrawal penalty after the first six days of the account term (or the first six days following any partial withdrawal).

Banking products are provided by Bank of America, N.A. and affiliated banks. Members FDIC and wholly owned subsidiaries of Bank of America Corporation.