Open and fund a new Merrill Edge® account and get up to $600
Get up to $600 when you enroll, open and fund a new Merrill Edge investment account or IRA — and start enjoying all the benefits of Merrill Edge.
Research and tools:
Make informed investment decisions with access to independent research from DOW Jones, Morningstar and Standard and Poor's2, along with insights from BofA Merrill Lynch Global Research and easy-to-use tools.
Investing and banking on one page:
See your Merrill Edge investment and Bank of America bank accounts with one log-in.
Access anytime, anywhere:
See your Merrill Edge investment and Bank of America bank accounts — online, on your mobile device, and at thousands of Bank of America ATMs.
Full range of investment offerings:
Select from thousands of mutual funds, ETFs, stocks, bonds and other investments using powerful screening tools to help you narrow down the ones that may be right for you.
Simple flat-rate pricing:
$6.95 per online equity and ETF trade with no balance minimums, no trade minimums, no annual account fee3. Or you can qualify for 30 commission-free online equity and ETF trades per month.4
Enroll and Open
Ready to get started?
How to enroll:
Click the "ENROLL AND OPEN" button above to open your account
Ask a Merrill Edge Financial Solutions Advisor™ for the offer at select Bank of America banking centers or by calling 888.MER.EDGE.
How to qualify:
Make a qualifying deposit to your new account within 30 days.
Maintain your qualifying deposit for at least 90 days.1
Receive your cash bonus within 45 days after the 90-day qualifying period
NOTE: You will also receive 300 free online equity and ETF trades for 90 days and Merrill Edge MarketPro™ access, which is available within 5 days of opening your new account.
1 Offer valid only for new Merrill Edge self-directed IRA and CMA accounts. Offer is limited to one per account type (CMA or IRA); two total per accountholder (or per all accountholders of a joint account). Eligible IRAs limited to Rollover, Traditional, Roth and Sole-Proprietor SEP IRAs only. This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held with Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill Edge reserves the right to change or cancel this offer at any time. Offer only valid for accounts that enroll through the process specified below.

How to Enroll: Customers must enroll by clicking the ENROLL AND OPEN button above, or ask to be enrolled when speaking with a Merrill Edge Financial Solutions Advisor™ at 1.888.637.3343 or at select Bank of America banking centers.

Cash Reward: Open and fund an account within 30 days from accounts held outside Merrill Lynch and Bank of America, and maintain the minimum qualifying deposit for an additional 90 days. For purposes of this offer, qualifying deposit shall mean total incoming deposits or transfers (including cash, securities and/or margin debit balance transfers) from external accounts, minus assets withdrawn or transferred out of the account within the 90 day holding period. Cash reward qualifications: assets of $25,000 to $49,999 in cash and/or securities receive $100; for $50,000-$99,999, receive $150; for $100,000-$199,999, receive $250; for $200,000 or more, receive $600. Assets held by 401(k) plans through Merrill Lynch are excluded. Please allow up to 45 days following expiration of the 90 day holding period for the cash reward to be credited to your account.

Commission-Free trades begin within 5 business days of account opening and must be used within 90 calendar days; up to 300 trades per account. Commission-free trades are only applicable in the new account and are limited to online equity and ETF trades. Standard commission rates apply to trades in excess of the 300-trade limit or after 90 days. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, research request and termination apply. Trades are not transferable, apply only to the account receiving the offer, and are not available for Merrill Edge Advisory Center accounts or other Merrill Lynch Wealth Management accounts. Merrill Edge does not, and this offer is not meant to, promote day trading or solicit engagement in day trading activities. Day trading can be extremely risky. Investors are solely responsible for their own investment decisions, and should research any investment strategy carefully before investing.

Merrill Edge MarketPro™ Trial begins within 5 business days of account opening and expires after 90 calendar days. To learn about additional ways to qualify for Merrill Edge MarketPro™, see Not available for employees of Bank of America or Merrill Lynch and business accounts.

Tax Disclaimer: The value of this reward you receive may constitute taxable income. In addition, Merrill Lynch may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as Bank of America Corporation and its affiliates and associates do not provide tax advice.

2 Please note that the information provided is from sources deemed to be reliable. Merrill Edge does not guarantee the accuracy or completeness of the information or make any warranties with regard to the results to be obtained from its use. Reports provided are for informational purposes only. Under no circumstances are they to be used or considered as an offer to sell, or a solicitation of an offer to buy, any security. Because of this, Merrill Edge does not guarantee or make any representation as to the accuracy, completeness or timeliness of the information provided. Therefore, we will not be liable for any loss, caused directly or indirectly, by your use of the information.

3 Other fees may apply; please refer to Fees & Commissions at

4 $0 trades are only available with an individual or joint Merrill Edge self-directed brokerage account. Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) waives its commission fee for as many as 30 monthly online equity trades, including stock and exchange traded funds (ETFs) for customers who meet any one of the following criteria:

a) Combined total of $25,000 or more in your deposit accounts at Bank of America, N.A. When you make a trade, MLPF&S determines whether you meet the balance requirement to qualify that trade for the $0 waiver. MLPF&S adds the average collected balances in your deposit accounts as of the prior month to the balances in your bank CD and IRAs as of the prior business day. Bank deposit accounts with the same Social Security number (SSN) as the SSN(s) on the self-directed brokerage account are systematically included in the balance determination. If this calculation reflects a combined total of less than $25,000, a second calculation is made. To determine the 30-trade limit, MLPF&S adds the qualifying trades in your individual accounts and joint accounts. Commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades a month. Brokerage fees associated with, but not limited to, margin transactions, option trading, special stock registration/gifting, account transfer and processing, account maintenance, research request and termination apply. See for details. Standard deposit account fees apply. Relationship requirements and pricing are subject to change.

b) Or combined balance of $25,000 or more in cash balances in one or more of the following sweep options in your Merrill Edge self-directed account(s) as of the prior business day:

  • Bank Deposit Accounts sweep with your Cash Management Account® (CMA®)
  • Retirement Assets Savings Program II sweep with your IRA
c) Or Client of U.S. Trust, Bank of America Private Wealth Management

d) Or Client of Platinum Privileges

This offer does not apply to Business/Corporate Accounts, Investment Club Accounts, Partnership Accounts and certain fiduciary accounts held at MLPF&S.