Open an Account

Open an Account

Select the Right Account for You
Take a look at our investment account options and select the one that best fits your needs. Once you've decided, opening an account is convenient and simple.
Self-Directed Investing
 
General Investing Learn more
Open an Individual Account »
Open a Joint Account »
Open a Custodial (UGMA/UTMA) Account »
College PlanningLearn more
Open a NextGen® Direct 529 »
Open a Custodial (UGMA/UTMA) Account »
Retirement  Learn more
Open a Rollover IRA »
Open a Roth IRA »
Open a Traditional IRA »
Small Business
 
Small Business Investment Account  Learn more
Open a Business Investor Account »(download PDF and complete form)
Small Business Retirement Solutions  Learn more
Open a Merrill Edge Small Business 401(k) plan »
Open a SEP IRA »
Open a SIMPLE IRA »(download PDF and complete form)
Self-Directed Investing
If you prefer investing on your own, we offer a variety of accounts that can help you manage your investments with confidence.
General Investing Learn more
Open an Individual Account »
Open a Joint Account »
Open a Custodial (UGMA/UTMA) Account »
College Planning Learn more
Open a NextGen Direct 529 »
Open a Custodial (UGMA/UTMA) Account »
IRAs from Merrill Edge®  Learn more
Invest in mutual funds, stocks, bonds or ETFs
Open a Rollover IRA »
Open a Roth IRA »
Open a Traditional IRA »
Small Business IRAs
Open a SEP IRA » 
Open a SIMPLE IRA » (download PDF and complete form)
Deposit IRAs from Bank of America  Learn more
Invest in FDIC-insured CDs and Money Markets
These accounts can be used for Roth, Traditional and Rollover IRAs.
Open the Featured CD IRA »
Open the Money Market IRA »
Merrill Edge Advisory Center Accounts
Open a Merrill Edge Advisory Center account and access our team
of Financial Solutions Advisors. $20,000 or more to invest gets you
started. Learn more about the Merrill Edge Advisory Center»
Call 1.888.MER.EDGE
(1.888.637.3343)

Find a Financial Solutions
Advisor near you »
Schedule a consultation »
Merrill Edge Select PortfoliosTM
These actively managed model portfolios are composed of mutual
funds and ETFs selected by Merrill Lynch. Learn more »
Call 1.888.MER.EDGE (1.888.637.3343)
Representatives are available
24 hours a day, 7 days a week.
Invest With Guidance Learn MoreSchedule a consultation
Apply for additional account types
Review our fees & commissions
Banking products are provided by Bank of America, N.A. and affiliated banks. Members FDIC and wholly owned subsidiaries of Bank of America Corporation.